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Credit Enhancer Scheme or Enhancer
The objective of the CREDIT ENHANCER SCHEME or ENHANCER is to assist entrepreneurs who have viable business but lack the collateral to obtain the required financing amount from Financing Institutions.
- Features & Benefits
- Eligibility
- Total credit limit eligible : up to RM10 million
- Lending Rate : *BLR
- Guarantee Cover
*The maximum effective rate for each guarantee cover percentage band. Lower rates are the prerogative of the respective Financing Institution (FI).Guarantee Cover Effective Rate* 100% BLR >80% - <100% BLR + 1.00% >70% - 80% BLR + 1.25% >60% - 70% BLR + 1.75% >50% - 60% BLR + 2.00% <50% FIs free to quote - Type of facilities : Term Loan, Overdraft, Letters of Credit, Trust Receipts, Bankers Acceptance, Bank Guarantees, Bills Purchased, Export Credit Financing and other credit facilities determined from time to time by CGC.
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