The Hong Leong Mobile Credit Card is highly secure. Payments can only be effected with your own 6-digit Security PIN.

Cardmembers need not be physically present at the point of sale. Payment is effected by SMS with your mobile phone from wherever you are.

Hong Leong Mobile Credit Card Cardmembers will enjoy instant cash rebates of up to 0.30% of the transaction amount for every payment (actual rebates depend on the type of merchant). Note:   Cash rebates for every transaction is made known to Cardmembers together with the payment notification, via SMS. The total accumulated cash rebates will be used to offset the next payment if the amount transacted is lower than the accumulated cash rebates. The remaining accumulated cash rebates will be carried forward and accumulated until the next redemption.

Hong Leong Mobile Credit Card Cardmembers will enjoy a lifetime of annual fee waiver.