Hong Leong Bank


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Fortune Credit Card

Introducing the new Hong Leong Fortune Credit Card with Real Cash Earnings, where you'll be rewarded every time you use your credit card. Unlike other credit cards, we reward your spending with something you can actually see and use - real cash. How? With every transaction you make, you earn real cash in return, which you can access anytime. So the more you charge to your credit card, the more cash in your pocket.

1% Real Cash Earnings on your purchases*

Whether it's shopping, dining, petrol or anything else, you will earn 1% cash for every Ringgit spent. E.g. RM100 x 1% = RM1. Spend more, earn more. Real Cash earning is capped at RM50 per month.

Earn interest on your Real Cash Earnings

Your Real Cash Earnings balance will also be earning interest (interest rate is based on the prevailing Hong Leong Bank 3-month fixed deposit rate).

Up to RM1,800 extra Real Cash Earnings on your card's anniversary

Extra earnings are based on your total annual retail spending, up to RM1,800 in real cash.

Total annual retail spending Bonus
Equal or more than RM38,000 RM280
Equal or more than RM68,000 RM880
Equal or more than RM108,000 RM1,800

Spend more, earn more

This is an example of how your Real Cash Earnings can grow in a year.

Monthly retail spending RM3,500
Monthly Real Cash Earnings (capped at RM50 per month) RM35
Total retail spending in one year RM42,000
Total Real Cash Earnings in one year RM420
Extra Real Cash Earnings received on your credit card's anniversary RM280
Total interest earned (no withdrawals made from earnings account) RM6.03
Total Real Cash Earnings RM420 + RM280 + RM6.03 = RM706.03

Your Real Cash Earnings never expire

The cash you earn is yours to use as you wish. Withdrawals can be made anytime at any Hong Leong Bank ATM

Annual fee waived for life

Enjoy automatic annual fee waiver with just a minimum of 12 retail transactions or RM8,000 retail spend a year.

Global acceptance

Your Hong Leong Fortune Credit Card is backed by Visa, the world's most popular electronic payment card brand that is welcomed by millions of merchants world wide.

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