Introducing the new Hong Leong Fortune Credit Card with Real Cash Earnings, where you'll be rewarded every time you use your credit card. Unlike other credit cards, we reward your spending with something you can actually see and use - real cash. How? With every transaction you make, you earn real cash in return, which you can access anytime. So the more you charge to your credit card, the more cash in your pocket.
1% Real Cash Earnings on your purchases*
Whether it's shopping, dining, petrol or anything else, you will earn 1% cash for every Ringgit spent. E.g. RM100 x 1% = RM1. Spend more, earn more. Real Cash earning is capped at RM50 per month.
Earn interest on your Real Cash Earnings
Your Real Cash Earnings balance will also be earning interest (interest rate is based on the prevailing Hong Leong Bank 3-month fixed deposit rate).
Up to RM1,800 extra Real Cash Earnings on your card's anniversary
Extra earnings are based on your total annual retail spending, up to RM1,800 in real cash.
|Total annual retail spending||Bonus|
|Equal or more than RM38,000||RM280|
|Equal or more than RM68,000||RM880|
|Equal or more than RM108,000||RM1,800|
Spend more, earn more
This is an example of how your Real Cash Earnings can grow in a year.
|Monthly retail spending||RM3,500|
|Monthly Real Cash Earnings (capped at RM50 per month)||RM35|
|Total retail spending in one year||RM42,000|
|Total Real Cash Earnings in one year||RM420|
|Extra Real Cash Earnings received on your credit card's anniversary||RM280|
|Total interest earned (no withdrawals made from earnings account)||RM6.03|
|Total Real Cash Earnings||RM420 + RM280 + RM6.03 = RM706.03|
Your Real Cash Earnings never expire
The cash you earn is yours to use as you wish. Withdrawals can be made anytime at any Hong Leong Bank ATM
Annual fee waived for life
Enjoy automatic annual fee waiver with just a minimum of 12 retail transactions or RM8,000 retail spend a year.
Your Hong Leong Fortune Credit Card is backed by Visa, the world's most popular electronic payment card brand that is welcomed by millions of merchants world wide.