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Hong Leong Bank

Hong Leong Debit Card

The Hong Leong Debit Card is an ATM and payment card that is linked to your Hong Leong Current or Savings Account. You can withdraw cash via the ATM machines like the conventional ATM card and also make purchases worldwide!

 

  1. No RM50 Government Service Tax (GST)
    • Debit Card will not be charged RM50 GST
       
  2. ATM Cash Withdrawal
    • Withdraw cash locally and overseas from over 1 million ATM machines that display the logo MEPS, VISA, PLUS, MasterCard or Cirrus
       
  3. Payment Convenience
    • Make purchases at over 29 million VISA, MasterCard and MEPS merchants worldwide
    • You can also pay bills, transfer money and make purchases online

    *Based on standard industry practice, for any amount of petrol transactions, RM200 will be placed on hold for 3 days in your Hong Leong Savings or Current Account. Your account balance will be reduced by RM200 on hold and Cardholders will not be able to access this fund until the petrol transaction has been presented by the petrol companies to the Bank to make payment. After which, the amount will be released after deducting the actual petrol transaction.
     

  4. Bonus Interest

    • Get higher interest on your Savings Account when you use your Debit Card with a minimum of RM30 in a single receipt for each swipe.
       
      No. of Debit Card swipes in a month
      Bonus Interest p.a.
      1
      0.12%
      2
      0.24%
      3
      0.36%
      4
      0.48%
      ≥5
      0.60%
    • Bonus Interest is applicable to all Debit Cardholders with Pay&Save Account or One Account (without overdraft) as the retail purchase account.
    • Maximum Bonus Interest is capped at RM30 per month.
    • Bonus Interest is calculated monthly based on Monthly Average Balance and credited on the 1st of the following month.
       
  5. Security
    • In the event your Debit Card is lost or stolen, and if any unauthorised transactions have been made on your Debit Card, your losses will be limited to RM150*
    • Call our Contact Centre at 03-7626 8899 to assist you in blocking your Debit Card to prevent any misuse in case of it being lost or stolen

    *Provided you have exercise diligent care in safeguarding the Debit Card and promptly reported its loss to the Bank (For card loss in Malaysia) or the VISA Travel Service Centre or any member of MasterCard Worldwide or its nearest affiliates (For card loss overseas). Notification has to be made to the Bank via telephone, telegram, facsimile or e-mail and confirmation of the same has to be made in writing, accompanied by a police report.

    It is important that you take all precautions to prevent Debit Card fraud, including safeguarding your Debit Card PIN/details; and have not acted fraudulently and/or unlawfully.
     

  6. Flexibility of Account Selection
    • Choose to link your Debit Card to any Savings or Current Account of your choice and the account will be automatically debited when you make a purchase
       
  7. Better Financial Management
    • View your itemized monthly Debit Card statements online for FREE. Alternatively, you can request for hardcopy monthly statements (VISA) to be sent to the address recorded in the Bank's record at a nominal fee of RM2 per month
    • Set your "Daily Retail Purchase Limit", "Withdrawal Limit" and "Online Purchase Limit" based on your comfort level (Capped at a maximum of RM5,000) via Hong Leong Connect, phone banking or visit any of our branches nationwide
    • Purchases made with your Debit Card are withdrawn from your Savings or Current Account, hence compel you to spend within your means

Rewards & Privileges

  1. Earn Reward Points when you make purchases (Until 31 December 2013)
    • For every RM1 spend, you earn 1 Reward Point
       
  2. Redeem a Wide Range of Gifts with your Reward Points

    Hong Leong VISA Debit Card Rewards Catalogue 2013-2014
    • Redeem your choice of daily products from as low as 1,500 Reward Points! Choose from shampoo (Eg. Pantene), detergents (Eg Kao Attack, Febreeze etc), beverages (Eg. Milo, Horlicks, Ribena, 100 plus etc) to electrical items (Eg. Hair dryer, iron etc) and cash vouchers (Eg. KFC, Jusco, Giant etc)
       
    Hong Leong Debit MasterCard Rewards Catalogue 2013-2015 (Club Rewards)
    • More than 150 irresistible merchandises available for redemption. The "Club Rewards" programme is specifically designed to reward you for your loyalty
       
  3. Discounts & Privileges
    • Enjoy exclusive discounts from dining, shopping, travelling and many more simply by paying with your Debit Card
    • That's even more! Debit Cardholders also get to enjoy all the discounts and privileges that is offered for Hong Leong Credit Card
       
  4. Earn 300 Bonus Reward Points*
    • Just auto-debit your insurance or utility bills (Eg. Astro or Telco) to your Debit Card
    • Alternatively, perform a standing instruction to pay your Hong Leong loans with your Debit Card

    *300 Bonus Reward Points is only awarded to VISA Debit Cardholders on the first auto-debit or standing instruction before 1 January 2014

 

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