Ceria Malaysia is a bancassurance product specially designed to insure you against the 36 Critical Illnesses. Furthermore, in the unfortunate event of death due to any causes or diagnosed of any of the 36 Critical Illness conditions, your chosen sum assured will be payable in a lump sum to your loved ones. In addition, it comes with Hospital Income Benefit (HIB) that provides you with daily cash upon hospitalisation.
What are the benefits?
Ceria Malaysia benefits at a glance:
Plan |
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
|---|---|---|---|---|
| Protection Benefits | Sum Assured |
|||
| Critical Illness (CI) | RM 50,000 |
RM 100,000 |
RM 150,000 |
RM 200,000 |
| Natural Death | ||||
| Accidental Death | ||||
| Daily Hospital Income Benefit (HIB) | RM 50 per day |
RM 100 per day |
RM 150 per day |
RM 200 per day |
Ceria Malaysia is initiated by National Insurance Association of Malaysia (NIAM). Premium is very affordable, from as low as RM0.38* per day. It is easy to enrol. All you need is to get started with a simple health declaration form.
* This example is based on the entry age below 10 years old for Plan 1.