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Enhanced Hospital Cash Refund
This is a non-participating standalone medical plan built with increasing daily hospitalization income benefit. Upon hospitalization Overseas, the Daily Hospitalization Income Benefit payable will be doubled. For hospitalization in Malaysia, the daily hospitalization income benefit will only be doubled for hospitalization in ICU. In addition, Monthly Living Allowance will be payable upon disability up to 180 months. Compassionate Allowance will be payable upon death. Upon maturity, 70% of the premiums paid will be refundable.
- Features & Benefits
- Eligibility
- Tax Relief
This product covers:
No |
Sum Assured |
150 (RM) |
|---|---|---|
1 |
Daily Hospitalization Income Benefit (per day up to 730 days per Any One Disability) | 150 |
Increase by 5% annually from beginning of Policy Year 2 |
||
2 |
Incentive Care Unit and Overseas Benefits * (per day up to 30 days per Any One Disability) | 150 |
Increase by 5% annually from beginning of Policy Year 2 |
||
3 |
Monthly Living Allowance Benefit - for disablement due to Accident only (per month up to 180 months) | 1,500 |
4 |
Compassionate Allowance Benefit – for death only | 1,500 + 70% Total Premiums Paid |
5 |
Maturity Benefit | 70% Total Premiums Paid |
*Intensive Care Unit and Overseas Benefit (Item 2 above) is payable in addition to the Daily Hospitalization Income Benefit (Item 1 above) if the Life Assured is admitted to the Intensive Care Unit in any Hospital and/or to a Hospital Overseas.
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