Hong Leong Smart Kidz
Your child has a great future ahead of him. Unfortunately with the rising cost of university education, proper financial planning at early stage is essential so your child's education options are not limited. HL Smart Kidz offers you a comprehensive investment cum protection plan with the flexibility to help you plan for your child's future, while taking care of his present needs.
Education Funding Flexibility
- Choice of 4 funds managed by professional fund managers to maximize growth and build your child's education fund faster
- Flexibility to make withdrawals for your child's education at any time; the remaining fund value shall be payable at maturity
- Flexibility to increase your child's education fund at any time by topping-up your investment
- Flexibility to switch your investment between 4 funds
- Option to convert to a lifetime savings plan
- Option to apply for an education loan
Premium Waiver Benefits Option
Waiver of premium protection to ensure savings continuation for your child's education fund should the unfortunate happen to you or your spouse (4 options available)
Child Care Allowance
Optional Child Care Allowance protection for meeting your child's daily needs should the unfortunate happens to you (2 options)
Juvenile Critical Illnesses Cover
Optional financial protection scheme against juvenile critical illnesses specifically designed for your child, including:
- Severe Asthma
- Leukemia
- Bone Marrow transplants
- Insulin-dependent Diabetes Mellitus
- Rheumatic Disease with Valvular Mellitus
- Kawasaki Disease
- Severe Juvenile Rheumatoid Arthritis
- Glomerulonephritis with Nephrotic Syndrome
- Intellectual Impairment due to Accident or Sickness
Lifetime Disability Income Allowance
Optional lifetime income allowance for your child in the event of total permanent disability (TPD)
Insurance Protection
The higher of sum assured or the account value, shall be payable to you should your child die.
The choice of enhancing your insurance protection by adding our comprehensive range of optional riders.
Under current tax law, you can qualify for income tax relief up to RM3,000 for medical and educational insurance subject to a final decision by the Inland Revenue Board.
For more information, please visit our nearest branch NOW!
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