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Hong Leong Young Hospital Income Policy (HIP)

Hospitalisation and illness has become a common occurrence in our life and the cost of medical treatment at a hospital has been on the rise. As such, it will be wise for you to be prepared for the unfortunate event of hospitalisation due to accident or illness. Hong Leong Young HIP is an insurance plan designed to offer protection on hospitalisation and illness for people in their active years. Under the plan, you will receive daily cash benefit when you are hospitalised as a result of accident or illness. You will be also covered for critical illnesses namely heart attack, cancer and stroke where there will be lump sum payment as well as double daily cash benefit. So get yourself protected with Hong Leong Young HIP and enjoy the peace of mind you deserve!
 

Daily Cash Benefit for Hospitalisation
Daily cash benefit of up to RM200 per day (maximum 365 days) for hospital admission as a result of illness or accident.

Double Daily Cash Benefit for Hospitalisation due to Heart Attack, Cancer or Stroke
Double daily cash benefit of up to RM400 per day (maximum 60 days) for hospital admission as a result of heart attack, cancer or stroke.

Double Daily Cash Benefit for Admission to ICU
Double daily cash benefit of up to RM400 per day (maximum 60 days) for admission to Intensive Care Unit (ICU) as a result of illness or accident.

Lump Sum Payment for Heart Attack, Cancer or Stroke
Lump sum cash payment of up to RM100,000 upon first occurrence of heart attack, cancer or stroke.

Compassionate Cash Benefit for Death
Compassionate cash benefit of up to RM20,000 upon death of insured during hospitalisation or within 14 days from the date of discharge from the hospital.

Increased Benefit
Increase to all benefits of up to 50% in the next 5 years, i.e. 10% per year in the event of no claim experience for each renewal year.

Flexible Plans
You have the choice of subscribing to the plan as an individual, or extending coverage to your spouse at discounted premium.

* Important Notice: The product features and benefits are subject to terms and conditions stipulated in the policy contract.

 

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