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			Dual Currency Investment Dual Currency Investment offers the investor a higher guaranteed return than regular Foreign Currency Deposits. The investor has the flexibility to choose a currency pairing namely the base currency (e.g. USD) and an alternate currency (e.g. EUR) for this investment. The investor may receive the principal plus interest earned on the maturity date in either the base or the alternate currency at a pre-agreed exchange rate as determined on the investment start date.   The investor must be indifferent in holding either currency at maturity of investment. Disclaimer: Structured Investments are investments where the returns are linked to some specific rate, price or index. Such investments involve various different types of risks and are complex. You are advised to understand the products and their associated risks so as to be certain that the product is appropriate for your investment aims before deciding to invest. Due to the complexity of such investments, you should familiarize yourself with such types of investment products before investing. The information contained herein should not be construed as an offer, recommendation or solicitation to enter into, or conclude any transaction by anyone in any jurisdiction in which the making of such an offer, or invitation to subscribe or the solicitation thereof is not authorized, or to any persons to whom it is unlawful to make such an offer, invitation or solicitation.

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