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Hong Leong Bank

Hong Leong Share Margin Financing (SMF)

Take advantage of Hong Leong Share Margin Financing to leverage on your assets to increase your investment power! Increase your trading limit by using cash / Fixed Deposit, quoted shares and / or unit trusts as collateral.

  1. Do I have to trade with specific brokerage firms?
  2. How do I qualify for the SMF Online Loan Application?
  3. How long does it take to approve an online application?
  4. What are the collateral that Hong Leong Bank Berhad accepts?
  5. What documents do I need to submit to Hong Leong Bank Berhad?
  6. How will I know the status of my loan application?
  7. How long is the approval good for?
  8. How do I make my monthly payments?
  9. If I am a Singaporean Citizen, can I apply for a loan online?
  10. Is there any credit limit for Online SMF application?

1. Do I have to trade with specific brokerage firms?

Yes. Hong Leong Bank Berhad has a list of panel broking firms to select from. You can continue to use your present remisier as long as the stock broking firm that he/she is attached to is on our panel of stockbrokers.

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2. How do I qualify for the SMF Online Loan Application?

Hong Leong Bank Berhad will evaluate each loan application based on its merits and demerits. Generally, the approval is based on applicants' personal resources, repayment capabilities, past payment patterns, legislative, collateral to be pledged and Hong Leong Bank Berhad's requirements.

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3. How long does it take to approve an online application?

All applications will be given prompt attention and an indicative approval will be granted within 1 working day or even less if the criteria are met.

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4. What are the collaterals that Hong Leong Bank Berhad accepts?

Hong Leong Bank Berhad accepts collateral in the form of :-

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5. What documents do I need to submit to Hong Leong Bank Berhad?

Applicants are required to furnish the following documents:-

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6. How will I know the status of my loan application?

Users can check their SMF loan application status via Internet at anytime and anywhere at users' convenience.

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7. How long is the approval valid for?

Approval is valid for 14 days. However, Hong Leong Bank Berhad reserves the rights to withdraw the loan approval and / or to vary the loan terms and conditions without prior notice.

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8. How do I make my monthly payments?

There are no fixed repayments as long as your margin does not breach the approved margin limit.

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9. If I am a Singaporean Citizen, can I apply for a loan online?

Yes. Singaporean nationals (individuals) residing in Singapore or Malaysia without Malaysian Permanent Resident (PR) status can apply for SMF loan. You would need to comply with Bank Negara Malaysia's Foreign Rules and Regulations. However, your total credit facilities obtained from banking institutions in Malaysia should not exceed the aggregate of RM10,000,000.

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10. Is there any credit limit for Online SMF application?

Yes, the minimum credit limit you may apply is RM50,000 while the maximum is RM5,000,000 per customer.

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