Hong Leong Bank


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Current Account


 
No Description / Service Charges / Fees
a) Cheque Book Application No charge for the first 2 cheque books in a calendar month (except for stamp duty of 15 sen per cheque leaf)
i. for personal accounts RM10 for 3rd and subsequent cheque books within the calendar month
(Stamp Duty of 15 sen per cheque leaf applies for all cheque books)
ii. for non-personal accounts No charge (except for stamp duty of 15 sen per cheque leaf)
iii. for Basic Current Account No charge (except for stamp duty of 15 sen per cheque leaf)

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No Description / Service Charges / Fees
b) Returned Cheque due to:-  
i. Insufficient Funds RM150
ii. Technical Reasons (eg. postdated, alterations) RM10 per cheque

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No Description / Service Charges / Fees
c) Stop Payment  
i. Upon request RM10 per cheque
ii. Due to loss of cheque book RM10 per instruction
iii. Upon presentation of stop payment cheque:-  
  > if sufficient funds RM10
  > if insufficient funds RM150

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No Description / Service Charges / Fees
d) Statement Request  
i. Weekly statement request RM20 per month
ii. Ad hoc statement request RM10 per request plus RM2 per page (for statement up to one year ago)

RM10 per request plus RM5 per page (for statement of more than a year ago)

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No Description / Service Charges / Fees
e) Hold Mail Request RM20 per month per mail

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No Description / Service Charges / Fees
f) Cash Cheque at domicile branch  
i. 1st party (by account holder) encashment No charge
ii. 3rd party encashment RM2 per encashment
  (No charge is applied to company representative/s encashing cheques on behalf of the company)

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No Description / Service Charges / Fees
g) Interbranch Cheque Encashment  
i. 3rd party encashment Cheque amount RM5,000 and below:
RM5 imposed on payee, RM2 imposed on drawer.

Cheque amount above RM5,000:
RM7 imposed on payee, RM2 imposed on drawer.

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No Description / Service Charges / Fees
h) Basic Current Account  
i. Over-the-counter (OTC) Visits (per month)

First 6 OTC visits

From the 7th OTC onwards


Free

Waive until further notice

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No Description / Service Charges / Fees
i) Service Charge  
i. Where average balance for half year is below RM1,000 RM10 every half year (June & December)
ii. Hong Leong Smartlink Account / Hong Leong Pay&Save Account where average balance for half year is below RM200; RM5 every half year (June & December)
iii. Hong Leong One Account and Flexi One Account where average monthly balance is below RM1,000; RM5 per month
iv. Where average balances of all Deposit Accounts of a Priority Banking Customer falls below RM100,000 for 3 consecutive months RM50

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No Description / Service Charges / Fees
j) Close Account  
i. Basic Current Account RM20 (within 3 months from opening)
ii. Normal Current Account (not applicable for Mudharabah based concept) RM20 (within 6 months from opening)

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No Description / Service Charges / Fees
k) Redesignation of Special Account for bad cheque offenders RM50

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No Description / Service Charges / Fees
l) Changes to Account  
i. Change of operating mandate RM10 per account
ii. Addition of joint account holders RM10 per account

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No Description / Service Charges / Fees
m) SMS Notification  
i. Applicable for Hong Leong One Account only RM0.50 per SMS (no charge for first 20 SMS alerts per calendar month)
ii. Applicable for all accounts RM5 monthly for Individual account
RM10 monthly for Non-Individual account

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No Description / Service Charges / Fees
n) Uncollected Cheque Book  
i. Individual Account RM30 per cheque book
ii. Business Account RM50 per cheque book

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No Description / Service Charges / Fees
o) Printing special cheques RM50 per printing or actual cost

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No Description / Service Charges / Fees
p) Mandate for operating account RM10 per Mandate and RM10 for stamp duty

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No Description / Service Charges / Fees
q) Sweeping from Hong Leong Flexi Fixed Deposit to Hong Leong Flexi One account RM5 for every RM3,000 swept

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No Description / Service Charges / Fees
r) Dormant Current Account (No activity for 6 months and above)  
i. Balance of RM10 and below Account closed and balance absorbed as charge.
ii. Balance above RM10 RM10 yearly

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No Description / Service Charges / Fees
s) Handling Charges on Representing Cheques RM50 per cheque

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No Description / Service Charges / Fees
t) Hong Leong SmartLink Account:-
  • Cash withdrawal without cheque, or
  • Cheque encashment performed by 1st party at domicile or interbranch
RM5 per transaction

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No Description / Service Charges / Fees
u) Hong Leong Pay&Save Account:-
  • Cash withdrawal without cheque, or
  • Cheque encashment performed by 1st party at domicile or interbranch
RM5 per transaction
(This fee is currently waived until further notice)

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No Description / Service Charges / Fees
v) Overdraft Facility (OD)
i. Prescribe Rate
(Interest payable on utilisation of OD) 		1% p.a. above BLR on daily rest on the utilised OD amount
ii. Excess Rate
(Interest payable on overdrawn OD limit) 		4% p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit
iii. Commitment Fee
(Interest payable on unutilised OD in excess of RM250,000)		 1% p.a. on daily rest on the unutilised OD amount. (wef 18 March 2013)

 

No Description / Service Charges / Fees
w) Penalty Fee   ( Early release of earmarking amount)  
i. Kenwood Designer Coffee maker @ RM60,000 RM400.00 per release
ii. Overnighter Bag @RM3,000 RM30.00 per release

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No Description / Service Charges / Fees
x) Cheque Processing Fee (Effective 1st April 2014)
RM0.50 per issuance (This fee is in addition to the 15 sen stamp duty levied per cheque leaf)

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