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| Financial Highlights |
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June 05 |
June 06 |
June 07 |
June 08 |
June 09 |
| HLB Group |
Malaysian Ringgit (RM) Million |
Malaysian Ringgit (RM) Million |
Malaysian Ringgit (RM) Million |
Malaysian Ringgit (RM) Million |
Malaysian Ringgit (RM) Million |
| Total Assets |
57,710 |
60,596 |
71,424 |
77,461 |
79,405 |
| Net Loans |
25,583 |
28,619 |
31,655 |
34,534 |
34,795 |
| Customer Deposits |
39,916 |
44,276 |
56,719 |
62,548 |
67,583 |
| Pre-tax Profit |
713 |
764 |
857 |
1,010 |
1,132 |
|
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| |
June 05 |
June 06 |
June 07 |
June 08 |
June 09 |
| Bank |
Malaysian Ringgit (RM) Million |
Malaysian Ringgit (RM) Million |
Malaysian Ringgit (RM) Million |
Malaysian Ringgit (RM) Million |
Malaysian Ringgit (RM) Million |
| Total Assets |
57,761 |
55,139 |
66,161 |
69,993 |
70,733 |
| Net Loans |
25,578 |
24,671 |
27,966 |
30,306 |
30,938 |
| Customer Deposits |
39,991 |
39,059 |
51,873 |
56,467 |
59,719 |
| Pre-tax Profit |
1,521 |
697 |
759 |
949 |
886 |
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Resilient, Satisfactory Profitability through Difficult Financial Year
PAT up 22%, PBT up 12% y-o-y |
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Shareholder Value Creation Intact
ROSF up 140 bps to 16.7%, ROA > 1% at 1.2% |
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Intrinsic Value of Bank Strengthens
EPS up 22% to 62.5 sen, NTA per share up 13% to RM 3.96 |
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Strong Capitalisation for Growth and Economic Buffers
Core Capital Ratio and RWCR at industry top-tier levels |
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