The perfect beginning for your long term savings
A choice of terms from 1 - 60 months.
Opt to have your interest paid monthly (for FD placement of 6 months and above).
Eligible for protection by PIDM.
Dishonoured Cheque (Inward Return)
(for postdated reason only)
RM5.00 per cheque
RM0.15 per cheque for stamp duty
Cheque processing fee of RM0.50
Premature withdrawal of Fixed Deposit
1. Fixed Deposit of 1-3 months tenure, no interest will be paid
2. Fixed Deposit of more than 3 months tenure:
a. If uplifted before completion of 3 months, no interest will be paid
b. If uplifted after completion of 3 months, interest at ½ the contracted rate will be paid for each completed month
Early withdrawal charge :
Interest (I) x Time (T) x Rate (R), where
I = Interest paid in advance
T = Number of days from effective date to upliftment date / 365
R = Contracted Interest Rate
*Subject to Government Tax, if applicable
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