Business Cash Loan

Product Package

Asset Protection and LiabilityPlan 1
Sum Insured/ Limit (RM)
Plan 2
Sum Insured/ Limit (RM)
Plan 3
Sum Insured/ Limit (RM)
Plan 4
Sum Insured/ Limit (RM)
Burglary (1st loss value)
(no full theft)

Excess 1% of loss subject to min. RM500
10,00030,00050,00075,000
Commercial All Risks
Loss or damage to office equipment, computers, furniture & fittings
Excess 1% of loss subject to min. RM500
5,00010,00020,00030,000
Money
- in premises
- in transit
- personal assault

- 2,500
- 2,500
- 20,000

- 5,000
- 5,000
- 20,000

- 7,500
- 7,500
- 20,000

- 10,000
- 10,000
- 20,000
Fidelity Guarantee
Excess 10% of loss subject to min. RM1,000
10,00030,00050,00075,000
Personal Accident
- covers up to 4 individuals who are the Business Owners and their Permanent Employees
30,00050,00075,000100,000
Public Liability
Excess 1% of loss subject to min. RM500 (applicable to 3rd party property damage only)
100,000250,000500,000750,000
Employers Liability500,000500,000500,000500,000
Inconvenience Allowance
- Payable in the event that the properties insured are damaged by Fire/ Lightning or Insured Named Perils (as stated under the Fire Insurance Policy which must insured with MSIG)
5% of Property Damage Claim Amount or maximum of RM1,000, any one loss and during any one policy period5% of Property Damage Claim Amount or maximum of RM3,000, any one loss and during any one policy period5% of Property Damage Claim Amount or maximum of RM5,000, any one loss and during any one policy period5% of Property Damage Claim Amount or maximum of RM7,500, any one loss and during any one policy period