*For full terms & conditions, visit www.hlb.com.my/harvestpromo3. Promotion only valid for Harvest Savings Accountholders. Sign-up Gift is limited to One (1) per customer on a first-come, first-serve basis, subject to availability of stock. Pictures shown are for illustration purposes only. All deposits must be new funds. Harvest Savings Account (”Harvest SA”) and Senior Savers Flexi Fixed Deposit (”FD”) are eligible for protection by PIDM.