Debit Card Features & Benefits
No RM50 Government Service Tax (GST)
Debit Card will not be charged RM50 GST.
ATM Cash Withdrawal
Withdraw cash locally and overseas from over 1 million ATM machines that display the logo MEPS, VISA, PLUS, MasterCard or Cirrus.
Make purchases at over 29 million VISA, MasterCard and MEPS merchants worldwide. You can also pay bills, transfer money and make purchases online.
*Based on standard industry practice, for any amount of petrol transactions, RM200 will be placed on hold for 3 days in your Hong Leong Current or Savings Account. Your account balance will be reduced by RM200 on hold and Cardholders will not be able to access this fund until the petrol transaction has been presented by the petrol companies to the Bank to make payment. After which, the amount will be released after deducting the actual petrol transaction.
Get higher interest on your Savings Account when you use your Debit Card with a minimum of RM30 in a single receipt for each swipe.
|No. of Debit Card swipes in a month||Bonus Interest p.a.|
|5 & above||0.80%|
Maximum Bonus Interest is capped at RM30 per month. Bonus Interest is applicable to all Debit Cardholders with Pay&Save Account or One Account (without overdraft) as the retail purchase account. Bonus Interest is calculated monthly based on Monthly Average Balance and credited on the 1st of the following month.
Flexibility of Account Selection
Choose to link your Debit Card to any Current or Savings Account of your choice and the account will be automatically debited when you make a purchase.
Discounts & Privileges
Enjoy Exclusive discounts from dining, shopping, travelling, and many more simply by swiping your Debit Card.
There's even more! Debit Cardholders get to enjoy selected discounts and privileges that are offered for Hong Leong Credit Card.
Default Contactless Transaction Limit
Your default contactless transaction limit is RM250. After your card has been tapped or waved on a contactless-enabled card reader, you will not be required to enter a PIN, unless your transaction is above RM250. If your transaction is above RM250, you can still pay with your Debit Card, you simply need to enter your PIN.
Default Cumulative Contactless Limit
For additional security, every time you perform a total of RM400 contactless transactions cumulatively, you will be asked to perform a contact transaction and key in your PIN to reset your contactless limit. Once you have entered your PIN, your cumulative contactless limit will be reset to zero.
Setting your own limit
You may re-set your Contactless Transaction limit and your Cumulative Contactless Limit from RM0 - RM400 by visiting any HLB/HLISB branch. Even if you do not re-set these limits, your Contactless Transaction limit and your Cumulative Contactless Limit may nevertheless be affected by your Retail Purchase limit which you previously set. Example:
|Retail Purchase limit||Default Contactless Transaction limit||Default Cumulative limit|
Enable Debit Card for Overseas Transactions, Auto Debit and Internet Purchases
Dear Debit Cardholders,
Effective 30 December 2015, all Overseas ATM Withdrawal and Overseas Purchases, Mail Order/Telephone Order, Auto Debit and Internet Purchase (non-3D secure transactions) using Hong Leong Debit Card have been blocked as a security measure in line with Bank Negara Malaysia's regulation. Debit Cardholders are required to activate these services before they can perform the above transactions.
You can enable these transactions conveniently via the following channels:-
- Hong Leong Connect
- HLB/HLISB ATM
- Contact Hong Leong Call Centre ate 03-7626 8899
- Go to any of HLB/HLISB branches during banking hour
This move is IMPORTANT to prevent fraud and further protect Cardholders from becoming victims of fraudsters.
Better Financial Management
View your itemized monthly Debit Card statements online for FREE. Alternatively, you can request for hardcopy monthly statements (VISA) to be sent to the address recorded in the Bank's record at a nominal fee of RM2.12 per month.
Set your "Daily Retail Purchase Limit", "Withdrawal Limit" and "Online Purchase Limit" based on your comfort level (Capped at a maximum of RM5,000) via Hong Leong Connect, phone banking or visit any of our branches nationwide.
Purchases made with your Debit Card are withdrawn from your Current or Savings Account, helping you to spend within your means.
SMS Transaction Alert Limit
Cardholder who would like to change his/her SMS transaction alert limit is required to write in for request to change the pre-determined amount/limit or totally opt out of this SMS transaction alert service.
Cardholder can obtain the SMS transaction Alert Service Maintenance Form (“Form”) from the nearest Hong Leong Bank branches or the Bank’s website at www.hlb.com.my.
Cardholder shall fill up the Form and follow the instructions provided in the Form accordingly in order to change his/her SMS transaction alert limit/ opt out the SMS transaction alert service.