Features & Benefits
Low initial deposit
- You can open your account with just RM500
- Cheque book facility
- Cheque book will be provided upon opening of account
- Free monthly account statement
This account does not come with Overdraft facility.
More details
Less details
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
| Description / Service
|
Charges / Fees
|
|---|---|
| Over-the-counter (OTC) Visits (per month)
|
|
| First 6 OTC visits
|
Free
|
| From the 7th OTC onwards
|
Waive until further notice
|
| Interbank GIRO (IBG)
|
|
| Online
|
RM0.10 per transaction
|
| Over-the-counter
|
RM0.10 per transaction
|
| Close Account
|
RM20 (within 3 months from opening)
|
| Dormant Account
(no activity for 6 months and above) |
|
| Balance of RM10 and below:
|
Account closed and balance absorbed as charge
|
| Balance above RM10:
|
RM10 yearly
|
| Service Fee
(where average balance for half year is below RM1,000) |
RM10 half yearly (June and December)
|
| Cheque Book Application
|
No charge except for stamp duty
|
| Description / Services
|
Fees / Charges (Exclusive of GST)
|
GST (6%)
|
Fees / Charges (Inclusive of GST)
|
|---|---|---|---|
| Cheque Book Application
|
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| For personal accounts
|
No charge for the first 2 cheque books in a calendar month (except for stamp duty of 15 sen per cheque leaf)
|
N/A
|
No charge for the first 2 cheque books in a calendar month (except for stamp duty of 15 sen per cheque leaf)
|
| RM10 for 3rd and subsequent cheque books within the calendar month
(Stamp Duty of 15 sen per cheque leaf applies for all cheque books) |
RM0.60 per cheque book
|
RM10.60 for 3rd and subsequent cheque books within the calendar month
(Stamp Duty of 15 sen per cheque leaf applies for all cheque books) |
|
| For non-personal accounts
|
No charge (except for stamp duty of 15 sen per cheque leaf)
|
N/A
|
No charge (except for stamp duty of 15 sen per cheque leaf)
|
| For Basic Current Account
|
No charge (except for stamp duty of 15 sen per cheque leaf)
|
N/A
|
No charge (except for stamp duty of 15 sen per cheque leaf)
|
| Returned Cheque due to:-
|
|||
| Insufficient Funds
|
RM150
|
RM0.00
|
RM150
|
| Technical Reasons (eg. postdated, alterations)
|
RM10 per cheque
|
RM0.00
|
RM10 per cheque
|
| Stop Payment
|
|||
| Upon request
|
RM10 per cheque
|
RM0.60
|
RM10.60 per cheque
|
| Due to loss of cheque book
|
RM10 per instruction
|
RM0.60
|
RM10.60 per instruction
|
| Upon presentation of stop payment cheque:-
|
|||
| if sufficient funds
|
RM10
|
RM0.60
|
RM10.60
|
| if insufficient funds
|
RM150
|
RM9.00
|
RM159
|
| Statement Request
|
|||
| Weekly statement request
|
RM20 per month
|
RM1.20
|
RM21.20 per month
|
| Ad Hoc statement request
|
|||
| For statement up to one year ago
|
RM10 per request
RM2 per page |
RM0.60
RM0.12 |
RM10.60 per request
RM2.12 per page |
| For statement of more than a year ago
|
RM10 per request
RM5 per page |
RM0.60
RM0.30 |
RM10.60 per request
RM5.30 per page |
| Hold Mail Request
|
RM20 per month per mail
|
RM1.20
|
RM21.20 per month per mail
|
| Cash Cheque at domicile branch
|
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| 1st party (by account holder) encashment
|
No charge
|
N/A
|
No charge
|
| 3rd party encashment
|
RM2 per encashment
|
RM0.12
|
RM2.12 per encashment
|
| (No charge is applied to company representative/s encashing cheques on behalf of the company)
|
|||
| Interbranch Cheque Encashment
|
|||
| 3rd party encashment
|
|||
| Cheque amount RM5,000 and below:
|
RM5 imposed on payee
RM2 imposed on drawer |
RM0.30
RM0.12 |
RM5.30 imposed on payee
RM2.12 imposed on drawer |
| Cheque amount above RM5,000:
|
RM7 imposed on payee
RM2 imposed on drawer |
RM0.42
RM0.12 |
RM7.42 imposed on payee
RM2.12 imposed on drawer |
| Basic Current Account
|
|||
| Over-the-counter (OTC) Visits (per month)
|
|||
| First 6 OTC visits
|
Free
|
N/A |
Free |
| From the 7th OTC onwards
|
Waive until further notice
|
N/A
|
Waive until further notice
|
| Service Charge
|
|||
| Where average balance for half year is below RM1,000
(other than Smartlink/ Pay & Save/ Flexi One/ One Account) |
RM10.00 every half year (June & December)
|
RM0.60
|
RM10.60 every half year (June & December)
|
| Hong Leong Smartlink Account / Hong Leong Pay&Save Account where average balance for half year is below RM200;
|
RM5.00 every half year (June & December)
|
RM0.30
|
RM5.30 every half year (June & December)
|
| Hong Leong One Account and Flexi One Account where average monthly balance is below RM1,000;
|
RM5.00 per month
|
RM0.30
|
RMN5.30 per month
|
| Where average balances of all Deposit Accounts of a Priority Banking Customer falls below RM100,000 for 3 consecutive months
|
RM50
|
RM3.00
|
RM53
|
| Close Account
|
|||
| Basic Current Account
|
RM20 (within 3 months from opening)
|
RM0.00
|
RM20 (within 3 months from opening)
|
| Normal Current Account (not applicable for Mudharabah based concept)
|
RM20 (within 6 months from opening)
|
RM0.00
|
RM5.20 (within 6 months from opening)
|
| Redesignation of Special Account for bad cheque offenders
|
RM50
|
RM3.00
|
RM53
|
| Changes to Account
|
|||
| Change of operating mandate
|
RM10 per account
|
RM0.60
|
RM10.60 per account
|
| Addition of joint account holders
|
RM10 per account
|
RM0.60
|
RM10.60 per account
|
| SMS Notification
|
|||
| Applicable for Hong Leong One Account only
|
M0.50 per SMS (no charge for first 20 SMS alerts per calendar month)
|
RM0.03
|
RM0.53 per SMS (no charge for first 20 SMS alerts calendar per month)
|
| Applicable for all accounts
|
RM5 monthly for Individual account
RM10 monthly for Non-Individual account |
RM0.30
RM0.60 |
RM5.30 monthly for Individual account
RM10.60 monthly for Non-Individual account |
| Uncollected Cheque Book
|
|||
| Individual Account
|
RM28.30 per cheque book
|
RM1.70
|
RM30.00 per cheque book
|
| Business Account
|
RM47.17 per cheque book
|
RM2.83
|
RM50.00 per cheque book
|
| Printing special cheques
|
RM50 per printing or actual cost
|
RM3.00 or 6% on actual cost
|
RM53 per printing or actual cost + 6% on actual cost
|
| Mandate for operating account
|
RM10 per Mandate
RM10 for stamp duty |
RM0.60
RM0.00 |
RM10.60 per Mandate
RM10 for stamp duty |
| Sweeping from Hong Leong Flexi Fixed Deposit to Hong Leong Flexi One account
|
RM5 for every RM3,000 swept
|
RM0.30
|
RM5.30 for every RM3,000 swept
|
| Dormant Current Account (No activity for 6 months and above)
|
|||
| Balance of below RM10.60
|
Account closed and balance absorbed as charge
|
N/A
|
Account closed and balance absorbed as charge
|
| Balance of RM10.60 and above
|
RM10.00 yearly
|
RM0.60
|
RM10.60 yearly
|
| Handling Charges on Representing Cheques
|
RM50 per cheque
|
RM3.00
|
RM53 per cheque
|
|
Hong Leong SmartLink Account:- ● Cash withdrawal without cheque, or ● Cheque encashment performed by 1st party at domicile or interbranch |
RM5 per transaction
|
RM0.30
|
RM5.30 per transaction
|
|
Hong Leong Pay & Save Account:-
|
RM5 per transaction
(This fee is currently waived until further notice) |
N/A
|
RM5 per transaction
(This fee is currently waived until further notice) |
| Hong Leong One Account Overdraft (OD) Facility Fee
|
|||
| Prescribed Rate
(Interest payable on utilisation of OD) |
1% p.a. above BLR on daily rest on the utilised OD amount
|
RM0.00
|
1% p.a. above BLR on daily rest on the utilised OD amount
|
| Excess Rate
(Interest payable on overdrawn OD limit) |
4% p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit
|
RM0.00
|
4% p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit
|
| Commitment Fee
(Interest payable on unutilised OD in excess of RM250,000) |
1% p.a. on daily rest on the unutilised OD amount.
|
RM0.00
|
1% p.a. on daily rest on the unutilised OD amount
|
| BizOne Overdraft Facility (BizOne OD)
|
|||
| Prescribed Rate
(Interest payable on utilization of OD) |
1.0%p.a. above 1-month BizOne FD's prevailing board rate on daily rest on the utilized OD amount.
|
RM0.00
|
1.0%p.a. above 1-month BizOne FD's prevailing board rate on daily rest on the utilized OD amount.
|
| Excess Rate
(Interest payable on overdrawn OD limit) |
4%p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit
|
RM0.00
|
4%p.a above BLR on daily rest on the amount drawn in excess of the approved OD limit
|
| Commitment Fee
(Interest payable on unutilized OD) |
1% p.a. on daily rest on the unutilized OD amount.
|
RM0.00
|
1% p.a. on daily rest on the unutilized OD amount
|
| Mortgage Overdraft (OD) Facility Fee
|
|||
| Excess Rate
(Interest payable on Overdrawn limit) |
4% p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit; or
6.8% p.a. above BR on daily rest on the amount drawn in excess of the approved OD limit |
RM0.00
|
4% p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit; or
6.8% p.a. above BR on daily rest on the amount drawn in excess of the approved OD limit |
| Committee Fee
(Interest payable on unutilised OD in excess of RM250,000) |
1% p.a. on daily rest on the unutilised OD amount.
|
RM0.00
|
1% p.a. on daily rest on the unutilised OD amount
|
| Cheque Processing Fee
|
RM0.50 per issuance (This fee is in addition to the 15 sen stamp duty levied per cheque leaf)
|
RM0.03
|
RM0.53 per cheque
|
| Hong Leong MyPAL
|
|||
| Convenience Fee
|
RM15 per usage
|
RM0.90
|
RM15.90 per usage
|
| Late Payment Fee
|
RM1 every 3 days, up to a maximum of RM9
|
RM0.00
|
RM1 every 3 days, up to a maximum of RM9
|
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