BA is a usance bill of exchange drawn by the customer and accepted by the Bank to finance business-related purchases or sales of goods to another person who may be a resident or non-resident, evidenced by proper and adequate documentation.

BA facilities are used to support customer’s working capital requirements and must not be used to finance purchase of fixed assets or services.

Minimum period of financing is 21 days and the maximum period must not exceed the approved financing tenure subject to a maximum period of 365 days.

The minimum financing amount is set at RM50,000 and should be in multiples of RM1,000.