Business Complete Shield

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Business Complete Shield

Protect your business assets with comprehensive coverage

  • business complete shield Asset Protection usp en ASSET PROTECTION
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Product Package

Asset Protection and Liability

Plan 1
Sum Insured/ Limit (RM)

Plan 2
Sum Insured/ Limit (RM)
Plan 3
Sum Insured/ Limit (RM)
Plan 4
Sum Insured/ Limit (RM)
Burglary (1st loss value)
(no full theft)

Excess 1% of loss subject to min. RM500
10,000
30,000
50,000
75,000
Commercial All Risks
Loss or damage to office equipment, computers, furniture & fittings
Excess 1% of loss subject to min. RM500
5,000
10,000
20,000
30,000
Money
- in premises
- in transit
- personal assault
- 2,500
- 2,500
- 20,000
- 5,000
- 5,000
- 20,000
- 7,500
- 7,500
- 20,000
- 10,000
- 10,000
- 20,000
Fidelity Guarantee
Excess 10% of loss subject to min. RM1,000
10,000
30,000
50,000
75,000
Personal Accident
- covers up to 4 individuals who are the Business Owners and their Permanent Employees
30,000
50,000
75,000
100,000
Public Liability
Excess 1% of loss subject to min. RM500 (applicable to 3rd party property damage only)
100,000
250,000
500,000
750,000
Employers Liability
500,000
500,000
500,000
500,000
Inconvenience Allowance
Payable in the event that the properties insured are damaged by Fire/ Lightning or Insured Named Perils (as stated under the Fire Insurance Policy which must insured with MSIG) 5% of Property Damage Claim Amount or maximum of RM1,000, any one loss and during any one policy period
5% of Property Damage Claim Amount or maximum of RM3,000, any one loss and during any one policy period
5% of Property Damage Claim Amount or maximum of RM5,000, any one loss and during any one policy period
5% of Property Damage Claim Amount or maximum of RM7,500, any one loss and during any one policy period
Annual Premium*
328.00
805.00
1,176.00
1,176.00
Annual Premium after deducting 10% no claim discount*
296.20
725.50
1,059.40
1,536.40
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