Protection for your business
In the event of Total and Permanent Disability (TPD) 1 or death, 100% of the Basic Sum Assured will be payable to ensure peace of mind in turbulent times. The insurance coverage payable can be used to offset your loan, while mitigating any possible financial risk concerning your business. TPD Benefit will be payable in accordance with the TPD provision.
Refund of Premium2
With the Refund of Premium Rider, every cent paid towards the premium shall be recovered upon policy maturity if there has been no prior claim.
Flexible Coverage Period
You may choose a medium to longer period that suit your needs or loan tenure.
1 TPD Benefit will be applicable should TPD occur prior to age 65.
2 Only applicable if you purchase the Refund of Premium Rider on top of the Hong Leong Business Essential.