MSIG Fire Insurance policy provides coverage for buildings owned by the business, and in any event to protect the contents of your premises, such as machinery, equipment, stock, furniture against damages caused by Fire and/or Lightning.

The standard Fire Insurance covers Fire, Lightning & Explosion caused by gas used for domestic purposes only. 

It can be extended to cover the following special perils with additional premium being charged: -

• In addition, the following expenses due to an insured peril can also be insured:
  • Removal of Debris
• Property to be insured may consists of the following:
  • Building
  • Property Rental
  • Plant and Machinery
  • Business Furniture, Fixtures and Fittings
  • Stock-in-trade
• The policy can be extended to cover the following perils:
  • Aircraft damage
  • Earthquake and volcanic eruption
  • Storm, tempest
  • Flood
  • Explosion
  • Impact damage
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Bush / Lalang fire
  • Subsidence and Landslip
  • Spontaneous combustion
  • Riot strike and malicious damage
  • Damage by falling trees or branches and objects

The rate of the premium that you pay will be based on the occupation or trade, sum insured, type of construction of the building in accordance with the Revised Fire Tariff.