Individual Personal Accident Insurance

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  • Individual Personal Accident Insurance
HLB’s Individual Personal Accident Insurance

HLB’s Individual Personal Accident Insurance

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Individual Personal Accident plan provides worldwide coverage for injuries, disability or death caused by accidental means as per the selected plan in the policy schedule.

 

This plan will also provide the coverage to the Insured Person who is diagnosed with mosquito-borne disease, rabies or hand, foot and mouth disease (HFMD) as per the selected plan in the policy schedule.

 

The plans are set out below:-

Premium Table

Benefits/Plans

P50

(RM)

P100

(RM)

P150

(RM)

P200

(RM)

P300

(RM)

P500

(RM)

P750

(RM)

P1K

(RM)

Accidental Death

50,000

100,000

150,000

200,000

300,000

500,000

750,000

1,000,000

Permanent Disablement

Up to

50,000

Up to

100,000

Up to

150,000

Up to

200,000

Up to

300,000

Up to

500,000

Up to

750,000

Up to

1,000,000

Convalescence Allowance

5,000

5,000

5,000

5,000

5,000

5,000

5,000

5,000

Funeral, Cremation & Repatriation Expenses

2,000

2,000

2,000

2,000

2,000

2,000

2,000

2,000

Specified Infectious Diseases

(Mosquito-borne disease, Rabies or Hand, foot, and mouth disease (HFMD), only one claim per period of insurance)

500

500

1,000

1,000

1,000

1,000

1,000

1,000

Annual Premium

100

200

300

400

550

750

900

1,050

Premium Payable

(including 6%

Service Tax and

RM10 Stamp Duty)

116

222

328

434

593

805

964

1,123


 

Optional Benefits with additional premium

P50

(RM)

P100

(RM)

P150

(RM)

P200

(RM)

P300

(RM)

P500

(RM)

P750

(RM)

P1K

(RM)

Medical Expenses

(due to accident)

1,000

2,500

3,000

4,500

7,000

10,000

17,000

22,500

Daily Hospital Income (Per day up to 90 days, due to accident)

75

100

100

200

250

250

300

300

Double Indemnity When Travelling Overseas

200% of Accidental Death benefit/ Permanent Disablement benefit

Ambulance Fees

(Due to accident)

500

Annual Premium

50

100

100

150

200

250

350

450

Premium Payable

(including 6%

Service Tax)

53

106

106

159

212

265

371

477

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