Premium Table
Individual Personal Accident plan provides worldwide coverage for injuries, disability or death caused by accidental
means as per the selected plan in the policy schedule.
This plan will also provide the coverage to the Insured Person who is diagnosed with mosquito-borne disease, rabies or hand, foot and mouth disease (HFMD) as per the selected plan in the policy schedule.
The plans are set out below:-
|
Basic Benefits/Plans |
P150 (RM) |
P200 (RM) |
P300 (RM) |
P500 (RM) |
P750 (RM) |
P1K (RM) |
P1.5K (RM) |
P2K (RM) |
|---|---|---|---|---|---|---|---|---|
|
Accidental Death |
150,000 |
200,000 |
300,000 |
500,000 |
750,000 |
1,000,000 |
1,500,000 |
2,000,000 |
|
Permanent Disablement |
Up to 150,000 |
Up to 200,000 |
Up to 300,000 |
Up to 500,000 |
Up to 750,000 |
Up to 1,000,000 |
Up to 1,500,000 |
Up to 2,000,000 |
|
Convalescence Allowance |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
|
Funeral, Cremation & Repatriation Expenses |
2,000 |
2,000 |
2,000 |
2,000 |
2,000 |
2,000 |
2,000 |
2,000 |
|
Specified Infectious Diseases (Mosquito-borne disease, Rabies or Hand, foot, and mouth disease (HFMD), only one claim per period of insurance) |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
1,000 |
|
Annual Premium |
300 |
400 |
550 |
750 |
900 |
1,050 |
1,450 |
1,800 |
|
Optional Benefits |
P150 (RM) |
P200 (RM) |
P300 (RM) |
P500 (RM) |
P750 (RM) |
P1K (RM) |
P1.5K (RM) |
P2K (RM) |
|---|---|---|---|---|---|---|---|---|
|
Medical Expenses (due to accident)
|
3,000 |
4,500 |
7,000 |
10,000 |
22,500 |
30,000 |
30,000 |
30,000 |
|
Daily Hospital Income (Per day up to 90 days, due to accident) |
100 |
200 |
250 |
250 |
300 |
300 |
300 |
300 |
|
Double Indemnity When Travelling Overseas |
200% of Accidental Death benefit / Permanent Disablement benefit | |||||||
|
Ambulance Fees (Due to accident) |
500 | |||||||
|
Annual Premium |
100 |
150 |
200 |
250 |
350 |
450 |
550 |
600 |
|
Optional Benefits for P2K Only |
P150 (RM) |
P200 (RM) |
P300 (RM) |
P500 (RM) |
P750 (RM) |
P1K (RM) |
P1.5K (RM) |
P2K (RM) |
|
|---|---|---|---|---|---|---|---|---|---|
| Traditional Chinese Medical Expenses | N/A | 8,000 | |||||||
| Weekly Benefit | Temporary Total Disablement | 700 | |||||||
| Temporary Partial Disablement | 350 | ||||||||
| Digital Wallet Protection | 20,000 | ||||||||
| Annual Premium | 600 | ||||||||
This insurance product is underwritten by MSIG Insurance (Malaysia) Bhd. MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible certificate/policy/product is (are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure (visit Eng: https://pidm.gov.my/pidm2022/media/downloads/Takaful-And-Insurance-Benefits-Protection-System-Brochure.pdf or BM: https://pidm.gov.my/pidm2022/media/downloads/Sistem-Perlindungan-Manfaat-Takaful-Dan-Insurans-Risalah.pdf) or contact MSIG Insurance (Malaysia) Bhd (https://www.msig.com.my) or PIDM (visit www.pidm.gov.my).
