Product Benefits
Worry-free commitment
Be secure in the knowledge that the payout of the Benefit in the event of your death or Total and Permanent Disability (TPD) will lessen your financial burden in repaying the outstanding property financing.
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Maturity Value
Upon your survival to the maturity age, the remaining balance in your Participant Account (PA) will also be payable.
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One-Off Payment
You only pay a single contribution payment to be protected for the duration of your coverage.
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| Contribution | You may choose from one of two payment options: • Non-Financed Contribution: A one-off single contribution payment • Financed Contribution: Including your contribution as part of your property financing facility and paying through your monthly instalment. | ||
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| Minimum Entry Age | 18 years old ( age next birthday) | ||
| Maximum Entry Age | 66 years old (age next birthday) | ||
| Maximum Expiry Age | 76 years old ( age next birthday) | ||
| Minimum Coverage Term | 5 years (exclusive of deferment period) | ||
| Maximum Coverage Term | 40 years (inclusive of deferment period of up to 5 years) | ||
| Sum Covered | The Sum Covered will reduce on a monthly rest basis. | ||
| Benefit | Minimum | Maximum | |
| Death | RM10,000 | Subject to underwriting limit | |
| TPD | RM10,000 | RM3.5 million per life limit | |
