Choose a financing product that meets your business needs:

SMElite
SMElite

  • Financing collateralized against property & CGC Guarantee
  • High financing amount - up to 150% Margin of Advance
  • For Property financing, Working Capital Financing, Capital Expenditure Financing
  • Term Loan, Overdraft, Trade (Conventional & Islamic facilities)
  • CGC Guarantee fee incorporated into prescribed rate. 

Business Mortgage
Business Mortgage

  • For purchase/ refinance of commercial/ residential properties
  • High financing amount - up to RM 10Million  
  • Loan tenure of up to 30 years 
  • Offer facilities such as Term Loan & Overdraft  
  • Interest rate pegged to the bank’s Base Lending Rate (BLR)

Business Cash Loan
Business Cash Loan

  • Term Loan for Working Capital with no collateral required
  • Loan amount of RM 50,000 up to RM400,000 
  • Loan tenure from 1 year up to 5 years 
  • CGC Guarantee fee incorporated into prescribed rate

Business Auto Loan
Business Auto Loan

  • Financing purchase of vehicles for your business needs
  • Fixed interest rate throughout your loan tenure 
  • Includes motor insurance & road tax renewal services

Term Loan
Term Loan

  • Offers financing for a specific amount & repayment schedule at fixed interest rate. 
  • Ensures loan repayments remains the same & affordable throughout loan tenure. 
  • For financing of property & other fixed assets such as machinery & equipment

Overdraft
Overdraft

  • Line of credit that is accessible via a current account.
  • Allows withdrawal more than amount available in the current account, up to the approved limit
  • Offers flexibility of multiple withdrawal at anytime, within credit limit

Revolving Credit
Revolving Credit

  • Flexibility of drawing funds as & when required 
  • Choice of repaying only interest payments/ full payment upon its maturity
  • Option to rollover financing period for 1/ 3/ 6 months upon maturity date

SME Schemes
SME Schemes

  • Bank Negara Malaysia funded schemes to support development of SMEs
  • Credit Guarantee Corporation schemes to assist entrepreneurs who lacks collateral 
  • PARTNER - Series of initiatives for SMEs by The Association of Banks in Malaysia (ABM)