HLB SME Solar Financing
- 100% flexible financing of up to RM1 million for 3 to 7 years tenure
- Complete installation services by our Solar Company Partners
Choose a financing product that meets your business needs:
SMElite
- Financing collateralized against property & CGC Guarantee
- High financing amount - up to 150% Margin of Advance
- For Property financing, Working Capital Financing, Capital Expenditure Financing
- Term Loan, Overdraft, Trade (Conventional & Islamic facilities)
- CGC Guarantee fee incorporated into prescribed rate.
Business Mortgage
- For purchase/ refinance of commercial/ residential properties
- High financing amount - up to RM 10Million
- Loan tenure of up to 30 years
- Offer facilities such as Term Loan & Overdraft
- Interest rate pegged to the bank’s Base Lending Rate (BLR)
Business Cash Loan
- Term Loan for Working Capital with no collateral required
- Loan amount of RM 50,000 up to RM400,000
- Loan Tenure Up to 5 years
- CGC Guarantee fee incorporated into prescribed rate
Business Auto Loan
- Financing purchase of vehicles for your business needs
- Fixed interest rate throughout your loan tenure
- Includes motor insurance & road tax renewal services
Term Loan
- Offers financing for a specific amount & repayment schedule at fixed interest rate.
- Ensures loan repayments remains the same & affordable throughout loan tenure.
- For financing of property & other fixed assets such as machinery & equipment
Industrial Hire Purchase
- Financing for the purchase and / or upgrade of machinery, commercial vehicle and industrial equipment.
- Offers attractive rates with fixed monthly instalments.
Overdraft
- Line of credit that is accessible via a current account.
- Allows withdrawal more than amount available in the current account, up to the approved limit
- Offers flexibility of multiple withdrawal at anytime, within credit limit
Revolving Credit
- Flexibility of drawing funds as & when required
- Choice of repaying only interest payments/ full payment upon its maturity
- Option to rollover financing period for 1/ 3/ 6 months upon maturity date
SME Schemes
- Bank Negara Malaysia funded schemes to support development of SMEs
- Credit Guarantee Corporation schemes to assist entrepreneurs who lacks collateral
- PARTNER - Series of initiatives for SMEs by The Association of Banks in Malaysia (ABM)
SME GROW Microfinancing
- Term loan working capital
- Collateral-free
- Loan amount of RM10,000 up to RM100,000
- Loan tenure up to 3 years
- No collection of financial documents
