Terms and conditions apply: Payment must be made using Hong Leong Credit Card issued in Malaysia. Campaign period is from 10 July to 16 July 2018. The offer is open to selected existing Principal Hong Leong Credit Cardholders who receive an invitation to participate in this campaign via Short Message Service (“SMS”) during the campaign period (”Selected Cardholders”). SMS registration is not required for participation. Selected Cardholders must spend a minimum of RM100 on grocery or dining (“Eligible Cardholders”) within the campaign period to be eligible for the cash back. The cash back is capped at RM20 per cardholder. Eligible Cardholders are only entitled for one (1) time cash back payout throughout the campaign period, on a first-come, first-served basis. Maximum of RM20,000 cash back will be given throughout the campaign period. The cash back fulfilment will be credited into Eligible Cardholders’ Credit Card Accounts within eight (8) weeks after the campaign period. Only Eligible Cardholders will be notified upon the fulfilment. In the event any of the retailers were not categorized under the merchant category code of grocery or dining, Eligible Cardholders will not be entitled for the cash back.