Both you and your Supplementary cardholders will enjoy an annual fee waiver for the first year as long as you swipe each card once within 45 days from card issuance date. Subsequently, the annual fee will be waived when you use your Gold Credit Card with a minimum of 12 retail transactions p.a. or RM8,000 retail spend in a year.
Hong Leong Club Rewards. The more you spend, the bigger your rewards.
Every RM1 charged to your Hong Leong Gold Credit Card for retail purchases earns you 1 Rewards Point. Accumulate and use them to redeem gifts, hotel and dining vouchers, frequent flyer miles or maybe even settle your annual fee. Or, pay for your purchases at participating merchant outlets with our On-The-Spot Points redemption. Click herefor the Hong Leong Club Rewards Programme Terms & Conditions.
Extended Payment Plan (EPP)
Take advantage of our 0% interest 6-month and 12-month instalment plans and pick up that dream item you have had your eye on.
Aged 21 to 65 years old (Principal) | 18 years old (Supplementary)
Minimum annual income RM24k
24-hour access to cash
Just head to any one of over 500,000 Express Cash Network and Visa PLUS ATMs worldwide.
Lifetime annual interest of 6.99%
Transfer your outstanding balance from other credit or charge cards to your Hong Leong Bank Gold Credit Card and save more than RM2,700* in interest. This super-low lifetime annual interest of 6.99% applies to all first-time balance transfers.
This low, low rate of 6.99% applies until the entire transferred balance is paid off
Interest incurred based on 18% p.a
Interest incurres based on 6.99% p.a
*SOURCE: Based on current standard Annual Percentage Rate of 18% p.a. compared to a balance transfer rate of 6.99% p.a. Estimated savings in interest assuming minimum monthly repayments of 5% outstanding balance or RM50 (whichever is higher) are made until the entire transferred amount is paid off. Information is for illustrative purposes only.
Enjoy the convenience of auto-reload on your Hong Leong Touch ‘n Go Zing Card
The Zing Card is linked to your Hong Leong Credit Card. Every time it dips below RM50, it will automatically reload RM100, which will be charged to your Hong Leong Credit Card. For more information, click here.
Re-direction for Hong Leong Rewards Programme and re-delivery fee A nominal fee will be charged for every product delivery after the first unsuccessful delivery attempt under the Hong Leong Rewards Programme:
i) Re-direction fee to different address (per request)
ii) Re-delivery fee to same address (per request)
iii) Alternatively, Cardholders have the option of using 2,500 Reward Points (PC:9000) to off-set the re-direction or re-delivery fee respectively