Pay&Save current account earns you interest on your savings, debit card’s spending and bill payment via Hong Leong Connect.
How It Works
Earn up to 3.85% p.a. interest when you make Pay&Save your everyday account



Overview of Monthly Interest | Interest Rate | Amount |
---|---|---|
Savings Interest | 1.40% | RM116.67 |
Bonus Interest | 1.40% | RM116.67 |
e-Xtra Interest | 1.40% | RM116.67 |
Share Trading Bonus Interest | % | RM |
Total (per month) | 1.40% | RM116.67 |
The information shown is indicative and for illustration purposes only.
*The information shown is indicative and for illustration purposes only. Maximum Debit Card Bonus Interest is capped at RM30 per month.
Debit Card
- No issuance fee
- Contactless functionality
Touch 'n Go Debit Zing Card
- Linked to your Hong Leong Debit Card
- Auto reloads for convenience and peace of mind
24/7 Online Access via Hong Leong Connect
- Check balance
- Zero cost DuitNow, IBG & Instant Transfer
- Cardless ATM withdrawal
- Pay bills
- Prepaid reload
- View & download bi-monthly e-statements
Share Trading Bonus Interest
- Earn Share Trading Bonus Interest up to 0.9% p.a. on your trading transactions
- Complimentary access HLeBroking Mobile Trading, trading tools and market research materials
*Only applicable for Pay&Save Accountholders with a HLeBroking Trading Account
Protected by PIDM up to RM250,000 for each depositor.
- 18 years and above
- For individuals, either on single or joint-name basis
- Minimum RM200 to open the account
Savings Interest Rate (wef 15/05/2019)
Balance Range |
Interest Rates p.a. |
---|---|
Up to RM5,000 |
0.00% |
Up to RM20,000 | 0.15% |
Up to RM100,000 | 0.65% |
Above RM100,000 | 1.15% |
Interest is calculated daily and credited quarterly.
Debit Card Bonus Interest Rate
No. of Debit Card swipes in a month |
Bonus Interest p.a. |
---|---|
1 |
0.12% |
2 |
0.24% |
3 |
0.36% |
4 |
0.48% |
5 and above | 0.80% |
Applicable when you use your Debit Card with a minimum of RM30 in a single receipt for each transaction. Maximum Debit Card Bonus Interest is capped at RM30 per month.
Interest is calculated monthly based on Monthly Average Balance and credited on the 1st of the following month.
e-Xtra Interest Rate
No. of bills/ loans paid successfully per month |
Interest Rates p.a. |
---|---|
4 - 6 |
0.50% |
7 - 9 |
0.75% |
10 - 14 |
1.00% |
15 and above |
1.90% |
Interest is calculated monthly based on Monthly Average Balance and credited on the 1st of the following month.
Share Trading Bonus Interest Rate
Total Monthly Traded Amount (MTA*) (RM) |
Bonus Interest Rates p.a. |
---|---|
Min. 1 successful trade and up to RM20,000 |
0.30% |
Up to RM30,000 |
0.50% |
Up to RM100,000 |
0.70% |
Above RM100,000 |
0.90% |
Interest is calculated monthly based on Monthly Average Deposit Balance and credited on the 1st of the following month.
Note:* For Purchase transactions: MTA = [Unit x Purchase Price] + Transaction Costs
For Sell transactions: MTA = [Unit x Selling Price] - Transaction Costs
Important notice
Please click HERE for the exhaustive list of fees and charges.