All information provided is true and correct i.e. completely disclosed to the best of my knowledge all relevant information required (including all my credit facilities and debt obligations with the Bank), and the Bank shall verify the same from any source as may be deemed appropriate in your sole discretion; If it is discovered by you at any time during my application process, that I have failed to disclose part or all relevant information, and/or falsely declared any information, the Bank reserves the right to decline/reject my application

I understand and agree that my application will only be processed upon submission of my complete documentation required by the Bank and AKPK. I hereby give consent as per requirement of Personal Data Protection Act 2010 ( for the bank to disclose information contained to AKPK to enable or facilitate AKPK in providing financial assistance and/or education on financial management in respect of my case.

I agree for AKPK to have access to my CCRIS report, and that no further permission or consent required for AKPK to get any information from FIs and other third parties to enable AKPK to analyse and update existing records.

I understand that repayment restructuring shall apply for Islamic facilities based on Shariah concept (including a requirement to pronounce the new Akad upon successfully enrolled into this scheme)

Where required, I will be notified by the Bank via email or call to sign relevant documents/ accept my repayment assistance plan to complete the legal documentation, including those related to guarantors or joint accounts and/or variation agreements.

If my application is successful, I understand that I have the option to engage the Bank to revise the monthly instalment amount if my financials improve to reduce overall financing/borrowing costs.

In the event my application is processed for a HLB Payment Relief Assistance Plan, I understand that I will be required to provide my final acceptance of the selected plan, and the new plan shall take effect upon the expiration of my current Payment Relief Assistance Plan.

Please read the Privacy Notice carefully before clicking Agree.