Education funding flexibility
Premium waiver option
Juvenile Critical Illness cover
Education Funding Flexibility
- Choice of 4 funds managed by professional fund managers to maximize growth and build your child’s education fund faster.
- Flexibility to make withdrawals for your child’s education at any time. The remaining Fund Value will be paid upon maturity.
- Flexibility to increase your child’s education fund at any time by topping up your investment.
- Flexibility to switch your investment between the 4 funds.
- Option to convert to a lifetime savings plan.
- Option to apply for an education loan.
Child Care Allowance
Optional Child Care Allowance protection for meeting your child's daily needs should the unfortunate happens to you. There are 2 options available.
Lifetime Disability Income Allowance
Optional lifetime income allowance for your child in the event of Total Permanent Disability (TPD).
Premium Waiver Benefits Option
Should something unforeseen happen to you or your spouse, you can exercise the option to waive your premiums to ensure savings continuation for your child’s education fund. 4 options are available.
Juvenile Critical Illnesses Cover
Optional financial protection against juvenile critical illnesses include:
- Severe Asthma
- Bone Marrow transplants
- Insulin-dependent Diabetes Mellitus
- Rheumatic Disease with Valvular Mellitus
- Kawasaki Disease
- Severe Juvenile Rheumatoid Arthritis
- Glomerulonephritis with Nephrotic Syndrome
- Intellectual Impairment due to Accident or Sickness
The Sum Assured or the account value, whichever is higher, shall be payable to you should your child die.
The choice of enhancing your insurance protection by adding our comprehensive range of optional riders.
Under the current tax law, you can qualify for income tax relief up to RM3,000 for medical and educational insurance subject to a final decision by the Inland Revenue Board.
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