Prestige Life is the investment cum protection plan that has the flexibility to grow with you through all the different stages in your life.
At a younger age, your insurance coverage needs may be different - you may wish to target more funds towards investments. As your commitments increase especially as the family grows, you may discover the need for higher insurance coverage. Your plan can be altered* to accommodate this.
Later, as you approach retirement, you may choose to reduce your coverage and increase your investment.
*subject to good health
Enhanced Insurance Protection
You may further choose to enhance your insurance protection by adding the following optional benefits for an extra premium. Critical Illness Benefit, Personal Accident Benefit, Comprehensive Personal Accident Benefit, Critical Illness Waiver of Premium Benefit and Spousal / Payor Waiver of Premium Benefit. You may also extend the coverage to your family members by adding any of our family riders under your account.
Option To Switch
Prestige Life is tailored to meet your investment and protection goals. This gives you the freedom to switch from one fund to another as your needs change.
Principal Insurance Protection
The basic plan provides you with insurance coverage against death and disability. Furthermore, our disability coverage is tailored to cover you in the event of total permanent disability and/or old age disability up to the age of 100.
One Account, Four Funds
You need only one account to access any one of four funds operated by professional fund managers from HLG AM. This means that the fund managers of the top unit trust funds in the Malaysian Equity Sector (for the year 1999 as rated by Standard & Poor’s Fund Services) are on hand to optimize your money’s potential.
Flexibility To Top-Up or To Withdraw
To provide you with even more flexibility, this plan allows you to increase your savings by topping-up your account, or making withdrawals to meet contingency expenses, You may also make regular withdrawals for living expenses when you retire.
Anyone in good health aged between 4 weeks and 65 years
Start as little RM125 a month (RM1,500 a year).
After 3 years, you have the flexibility to pay as little or as much as you can afford, as long as the yearly sum is met.
Option to change your yearly sum as long as it is higher than the minimum.