SMART Biz Term Insurance

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  • Life >
  • Hong Leong SMART Biz Term Insurance
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Regular Premium Term Life with Refund of Premium

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Features & Benefits

  • Features & Benefits
  • Banca Service Guide
  • Product Disclosure Sheet & Brochure
  • TIPS Brochure

Maximised Coverage with a Full Refund Upon Maturity¹

Hong Leong SMART Biz Term Insurance is a comprehensive coverage plan that refunds your total premium paid1 upon maturity of the plan. 

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Benefit

Amount Payable

Maturity

100% of Total Premium Paid1

Death or TPD2

100% of Sum Assured

Accidental death or TPD2

Additional 100% of Sum Assured

Bereavement Benefit

10%3 of Sum Assured

1 Upon maturity of the policy, a full refund (100%) of total premiums paid including any premium paid on basic plan due to health loading imposed, but excluding premium paid for riders, will be refunded to the policy owner.

2 Total and Permanent Disability (TPD) benefit will be payable should it occur prior to age 65.

3 Subject to a maximum of RM10,000.

Limited Premium Payment

Your Premium Payments will cease 5 years before the maturity of your policy. During this period where no premium payment is needed, Life Assured continues to enjoy same level of coverage.

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Large Sum Assured Discount

You will be entitled for a Large Sum Assured Discount if your Sum Assured is RM250,000 and above.

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Flexible Premium Payment Frequency

Payments can be done monthly, quarterly, semi-annually or annually via cash, cheque, credit card and auto debit.

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Eligibility

  • Minimum Entry Age: 30 days old
  • Maximum Entry Age: 65 years old
  • Minimum Basic Sum Assured: RM30,000
  • Maximum Basic Sum Assured: Subject to underwriting

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This product is underwritten by Hong Leong Assurance Berhad, an insurer licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.

This plan may qualify you for personal tax relief, subject to the final decision of the Inland Revenue Board.

English / Bahasa Malaysia

Banca Service Guide Takaful

Others

Banca Service Guide

Hong Leong SMART Biz Term Insurance Product Disclosure Sheet

Hong Leong SMART Biz Term Insurance Brochure

TIPS Brochure

Disclaimer

The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
 

This plan is underwritten by Hong Leong Assurance Berhad, and distributed by Hong Leong Bank Berhad. The Bank accepts no responsibility or liability for the plan or the products and services offered by Hong Leong Assurance Berhad.

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