In the event of death or TPD² due to any causes, the amount payable will be the higher of the Basic Sum Assured or Account Value.
Enhanced additional protection
You can choose to enhance your protection by paying an additional premium for the following riders:
- Personal Accident ProRider
The Rider Sum Assured will be payable upon death or TPD caused by an accident. A Compassionate Allowance Benefit of RM500 will also be payable in one lump sum in the event of death due to any causes.
- Waiver of Premium Riders (Pro Series)
Depending on the choice of riders, your premiums will be waived in the event of death, TPD², Old Age Disablement (OAD)³, or diagnosis of any of the 48 covered Critical Illnesses. This will ensure the continuity of your policy while achieving your savings goals.
Simple application process
Enjoy a simple application process with no medical check-up required if you are aged 60 or younger, subject to terms and conditions.
Flexible Premium Payment Frequency
Payment can be done monthly, quarterly, semi-annually or annually via cash, cheque, credit card and auto debit.