Features & Benefits
Guaranteed No Premium Increase for 10 Years!
There are no complicated medical check-ups required. Just answer a simple health questionnaire and you are good to go. Even better, the plan can be automatically renewed for another 10 years without underwriting, up to two times.
Get Protection against 10 Major Critical Illnesses
The plan provides protection against 10 major Critical Illnesses by paying you 100% of the basic sum assured in the event you are diagnosed with any one of the following Critical Illnesses:
1. Heart Attack
2. Cancer
3. Coronary Artery By-Pass Surgery
4. Cardiomyopathy
5. Heart Valve Surgery
6. Primary Pulmonary Arterial Hypertension
7. Serious Coronary Artery Disease
8. Surgery to Aorta
9. Stroke
10. Alzheimer’s Disease/Severe Dementia
Redeem a Fitness Tracker*
With your points or fast-track by topping up cash. Check out our FiT Rewards on the HLA FiT app for fitness tracker redemption and more exciting rewards!
*Fitness Tracker and rewards redemption are subject to availability of sufficient points
Stay Active to be Rewarded Weekly
The more active you are, the lower your biological age, the more points you can accumulate to bag exciting rewards, on a weekly basis! It’s as simple as that!
Eligibility
- Life Assured
- Min Entry Age: 20 days old
- Max Entry Age: 60 years old
Eligibility:
| Entry age of the Life Assured |
Minimum : 20 years old |
||
|---|---|---|---|
| Maximum : 60 years old |
|||
| Basic Sum Assured |
Depends on entry age and gender |
||
| Age |
Basic Sum Assured (RM) |
||
| Male |
Female |
||
| 20-24 |
1,000,000 |
1,000,000 |
|
| 25-29 |
750,000 |
650,000 |
|
| 30-34 |
500,000 |
375,000 |
|
| 35-39 |
250,000 |
200,000 |
|
| 40-44 |
150,000 |
150,000 |
|
| 45-49 |
100,000 |
100,000 |
|
| 50-54 |
60,000 |
75,000 |
|
| 55-60 |
35,000 |
60,000 |
|
| Annualised Premium |
RM1,200 |
||
| Payment Frequency |
Annual, Semi-Annual, Quarterly & Monthly |
||
| Policy Term |
10 years |
||
IMPORTANT:
This leaflet is for general information only and is not intended to be construed as a contract of insurance. You are advised to refer to the Product Disclosure Sheet before purchasing the policy and the policy contract for specific terms, conditions, and exclusions of coverage after purchasing the policy. If you terminate your policy before the policy maturity date, only a portion of the premium earlier paid for this policy may be recovered. Before you sign up for this policy, you should be satisfied that you can afford the premium payable under this policy. The information contained in this leaflet may change without prior notice.
Underwritten by
Hong Leong Assurance Berhad (94613-X)
Head Office
Level 3, Tower B, PJ City Development,
No. 15A, Jalan 219, Seksyen 51A,
46100 Petaling Jaya,
Selangor, Malaysia.
Tel: 03-7650 1288 Fax: 03-7650 1299
Hong Leong Assurance Berhad is an insurance company licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
HLB/Banca/Hong Leong SMART FiT CI Insurance/02-2019/V1
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
This plan is underwritten by Hong Leong Assurance Berhad, and distributed by Hong Leong Bank Berhad. The Bank accepts no responsibility or liability for the plan or the products and services offered by Hong Leong Assurance Berhad.
