Features & Benefits
No Claim Renewal Bonus
The Principal Sum Insured for Death and Medical Expenses shall be automatically increased by 10% a year, up to 100%, but the premium remains unchanged, provided no claim has been made during the year.
More details
Less details
Reimbursement for Medical Expenses & Treatments
You will be reimbursed up to RM10,000 (including medical report) for expenses incurred as a result of an accident.
Treatments by chiropractic, osteopathic, naturopathy, sinseh & acupuncture, up to RM30 per visit, not exceeding RM300 per accident.
More details
Less details
Reimbursement for Medical Equipment
In the case of permanent disablement, you will be reimbursed up to RM3,000 for the purchase of medical equipment or facilities (wheelchair, artificial limb, hearing aids and crutches only, subject to medical certification).
More details
Less details
Double Indemnity When Travelling On Public Transport
The benefit for Death, Permanent Loss of Two Limbs, Total Paralysis, Total Loss of Sight is automatically doubled. This benefit is inclusive of the renewal bonus, if any, which can be as much as RM60,000.
More details
Less details
Credit Card Shield
In the event of a death caused by an accident, the outstanding credit card balance of the insured, owed to Hong Leong Bank, will be covered up to RM10,000.
More details
Less details
Flexible Plans
Choose from a plan that covers only you, or one that includes your spouse which will benefit from a discount on the premium.
More details
Less details
Hospital Allowance
Receive up to RM100 per day for the period of hospitalization due to an accident, subject to a maximum of 365 days.
More details
Less details
Rehabilitation Allowance
Should the hospital stay exceed 7 days, an additional RM1,000 is payable to you upon discharge.
More details
Less details
Bereavement Allowance
Receive a lump sum of RM3,000 to help with funeral costs.
This plan covers:
- Murder and assault
- Drowning
- Food/Drink poisoning
- Harmful insect, snake and animal bites
- Intoxicating liquor, motorcycling, hunting and woodworking risks
- Gas inhalation
- Electrocution
- Scuba diving
More details
Less details
Affordable Premiums
Get 24-hour, worldwide Personal Accident protection for just RM1.06 a day.
More details
Less details
Eligibility
- Hong Leong Bank customers (Malaysians, Permanent Residents, Work Permit/Employment Pass Holders, or otherwise legally employed in Malaysia)
- and their Dependents aged between 18 and 69 years at the date of first enrolment and may be renewed up to the maximum age of 70.
More details
Less details
Underwritten by MSIG Insurance (Malaysia) Bhd
* Important Notice: The product features and benefits are subject to terms and conditions stipulated in the Policy contract.
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
This plan is underwritten by MSIG Insurance (Malaysia) Berhad, and distributed by Hong Leong Bank Berhad. The Bank accepts no responsibility or liability for the plan or the products and services offered by MSIG Insurance (Malaysia) Berhad
