Effective 9 July 2015, all betting and gaming transactions, which include purchase of lottery tickets, purchase of gaming chips at gaming casinos and clubs as well as off-track betting and wagers at race tracks, will be treated as Cash Advance. A Cash Advance Fee of 5% of the amount advanced or a minimum of RM20, whichever is higher, will be imposed on each transaction.

For Essential Credit Card, the Cash Advance fee is 2% of the amount advanced or RM5, whichever is higher, will be imposed on each Cash Advance transaction. For Platinum Business Credit Card, the Cash Advance fee is 3% of the amount advanced or RM20, whichever is higher, will be imposed on each Cash Advance transaction. The Bank reserves the right to impose the standard rate of 5% per transaction or RM20, whichever is higher, at its sole discretion, by giving a prior notice.