Revision to the Hong Leong Pay&Save Account Features
|Hong Leong Pay&Save Account Feature||Current||Enhanced (effective 1st January 2020)|
|Savings Interest||2.00% p.a. interest rate with at least RM2,000 deposits/salary credit for three (3) consecutive months.
Savings Interest is calculated on each end of day balance from RM1,000 up to a maximum of RM100,000 and credited quarterly on the first day of the month following each Quarter into the Hong Leong Pay&Save Account.
|Balance tier||Interest rate|
|Up to RM5,000||0.00% p.a.|
|Up to RM20,000||0.15% p.a.|
|Up to RM100,000||0.65% p.a.|
|Above RM100,000||1.15% p.a.|
|Bonus Interest||0.50% p.a. interest rate with at least a cumulative of RM500 Debit Card spend per month.|
|Debit Card retail transaction per month||Interest rate|
|5 and above||0.80% p.a.|
|* Subject to a minimum spend of RM30 per transaction|
|e-Xtra Interest||0.50% p.a. interest rate with at least a cumulative of RM500 online bill payments per month.
Maximum e-Xtra Interest is capped at RM30 per month.
|No. of e-payment per month||Interest rate|
|4 to 6||0.50% p.a.|
|7 to 9||0.75% p.a.|
|10 to 14||1.00% p.a.|
|15 and above||1.90% p.a.|
|* e-Xtra Interest is not subjected to monthly capping|
|10.00% p.a. Bonus Interest||10.00% p.a. interest rate for the first five (5) days upon salary crediting (for salary crediting Hong Leong e-Payment Service customers).||Discontinued|