*This offer is applicable exclusively to HLB customers with existing Fixed Deposit /e-Fixed Deposit without certificates only. Cashback is applicable for retail spend made within 60 days of card approval date. Existing Fixed Deposit is to be indicated during application for new credit card.

For new cardholders only. Terms and Conditions apply. Pictures shown are for illustration purposes only.

Perform one retail transaction within 45 days from card approval date

Apply online or visit the nearest HLB branch today and enjoy your New Year rewards!