Terms and conditions: Payment must be made with Hong Leong Bank Visa Credit or Debit Cards issued in Malaysia during the stated campaign period. Merchant(s) reserve the right to change these terms and conditions at any time. Offers cannot be exchanged for cash, cheque, or in kind and is not transferrable to any third party. Offers cannot be used in conjunction with any other discounts, privileges and promotions unless otherwise stated. Any changes, claims, loss and damages resulting from these offers are to be referred to the respective merchant(s) by the Cardholders. In the event of any discrepancies between these T&Cs as compared to the advertising, promotional, publicity and other materials relating to or in connection with this Promotion, the final T&Cs advocated by the respective merchant(s) shall prevail.