Terms and Conditions: Payment must be made with Hong Leong Bank Credit or Debit Card issued in Malaysia. For new Youbeli user, promo code “YBHLNEW” must be entered upon checkout to enjoy 20% OFF, capped at RM20. For existing Youbeli user, promo code “YBHL2020” must be entered upon checkout to enjoy 15% OFF, capped at RM15. Offers valid with a minimum spend of RM100 on products only (excluding shipping/courier charges) in a single transaction. Both offers are applicable to all items except for mobile reload, e-gift voucher & tickets. The offers are only valid for purchases made via Youbeli Mobile App for one-time redemption per Youbeli registered account, on a first-come, first-served basis & limited to first 1,000 redemptions during the promotion period. Offers cannot be exchanged for cash, cheque, or in kind and is not transferrable to any third party. Offers cannot be used in conjunction with any other discounts, privileges and promotions unless otherwise stated. Contact Youbeli customer service hotline at 1 800 88 2354 to report any issues pertaining to the usage of this promotion. Hong Leong Bank makes no representation or warranty for product and services offered by Youbeli and shall not be liable or responsible for any changes, claims, loss or damages resulting from these offers. Picture shown is for illustration purposes only.