Terms and Conditions: Payment must be made using Hong Leong Credit Card issued in Malaysia. Campaign period is from 1 June – 31 July 2018. SMS registration is not required for participation. Cardholders must spend a minimum of RM200 in a single receipt (“Eligible Cardholders”) to be eligible for 20% cash back. The cash back is capped at RM60 per month per cardholder throughout the campaign period, on a first-come, first-served basis. Maximum of RM100,000 cash back will be given throughout the campaign period. The cash back fulfilment will be credited into Eligible Cardholders’ Credit Card Accounts within eight (8) weeks after the campaign period. Only Eligible Cardholders will be notified upon the fulfilment. Picture shown is for illustration purposes only.