Terms and conditions: Payment must be made using Hong Leong Credit Cards issued in Malaysia. Promotion period is from 1 November 2018 - 31 January 2019. Offers are subject to merchant’s terms and conditions. Installment Payment Plan refers to Hong Leong Bank's Extended Payment Plan (EPP) 12 months. 0% Installment Payment Plan is only eligible with a minimum spend of RM1,000 in a single receipt. Offers are valid while stocks last, on a first-come, first-served basis. Offers are not exchangeable for cash or other items and cannot be used in conjunction with any other discounts, privileges, promotions, discount cards, nett price and loyalty programmes unless stated otherwise. Merchant reserves the right to change these terms and conditions at anytime. Hong Leong Bank makes no representation or warranty for products and services offered by merchant and shall not be liable or responsible for any changes, claims, loss or damages resulting from these offers. Picture shown is for illustration purposes only.