Terms and conditions: Payment must be made using Hong Leong Credit/ Debit Cards issued in Malaysia only. The promotions are valid from 15 January 2019 to 28 February 2019. The RM20 off is only valid with a minimum spend of RM120 on the total nett purchase price in a single transaction (excluding shipping/courier charges). RM7 Shipping Coupon is only valid for shipping fee discount. Offers are for purchases made at www.youbeli.com and Youbeli Mobile App. These vouchers are not exchangeable for cash or other items and cannot be used in conjunction with any other discounts, privileges, promotions, discount cards, nett price and loyalty programmes unless stated otherwise. Vouchers are applicable to all items except for mobile reload, e-gift voucher & tickets. These offers are only limited to first 1,000 redemption respectively and only valid for one (1) time redemption each per Youbeli registered account only. Merchant’s product exclusion and other terms and conditions apply. Youbeli reserves the right to alter, cancel, terminate or suspend the promotion any part thereof or any part of the applicable terms & conditions from time to time, with or without any prior notice. Contact Youbeli customer service hotline at 1 800 88 2354 to report any issues pertaining to the usage of this promotion. Hong Leong Bank makes no representation or warranty for product and services offered by Youbeli and shall not be liable or responsible for any changes, claims, loss or damages resulting from these offers.