Personal Loan Bounce Back Stronger Campaign Branch Offer

Personal Loan Bounce Back Stronger Campaign Branch Offer

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  • Personal Loan/Financing-i Bounce Back Stronger 2021 Campaign Branch Offer
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Financing rates from as low as 3.60% p.a.

Personal Loan | 01 November 2021-30 November 2021

Affordable financing rates from as low as 3.60% p.a. at our Branches*

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Features and Benefits

Features and Benefits

*Interest/profit rate of 3.60% p.a. is applicable after 60% Pay-On-Time Rebate on flat interest/profit rate of 9.00% p.a. for self-employed applicants with verified monthly income of RM5,000 and above.

 

**Interest/profit rate of 3.20% p.a. is applicable after 60% Pay-On-Time Rebate on flat interest/profit rate of 8.00% p.a. for self-employed applicants with verified monthly income of RM5,000 and above, and apply on weekends (Friday, Saturday and Sunday).

Interest/Profit Rate and Instalments

Interest/Profit Rate

Our rate is based on a flat rate basis

Verified Monthly Income

Flat Interest/Profit Rate

Applicable

Pay-On-Time Rebate

Rate after

Pay-On-Time Rebate

RM2,000 – RM4,999

9.00% p.a.

30%

6.30% p.a.

RM5,000 and above

50%

4.50% p.a.


Are you a self-employed applicant? Get better Pay-On-Time Rebate rates on your total interest/profit for your approved facility amount!

Application Period

Verified Monthly Income

Flat Interest/

Profit Rate

Applicable Pay-On-Time Rebate (for self-employed applicant)

Rate after Pay-On-Time Rebate (for self-employed applicant)

Weekdays

(Monday-Thursday)

RM2,000 – RM4,999

9.00% p.a.

40%

5.40% p.a.

RM5,000 and above

60%

3.60% p.a.

Weekends

(Friday - Sunday)

RM2,000 – RM4,999

8.00% p.a.

40%

4.80% p.a.

RM5,000 and above

60%

3.20% p.a.

(i) Effective interest/profit rate applicable to flat 9.00% p.a. vary from 15.71% p.a. to 16.43% p.a. depending on loan/financing tenures from 2 to 5 years.

(ii) Effective interest/profit rate applicable to flat 8.00% p.a. vary from 14.13% p.a. to 14.68% p.a. depending on loan/financing tenures from 2 to 5 years.

(iii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.

Enjoy up to 60% interest/profit rebate when you pay on time!

Assuming you are a self-employed applicant with a monthly verified income of RM5,000 who submitted an application on a weekday, and the applicable interest/profit rate is 9.00% p.a., with a total approved facility amount of RM100,000 for 5 years financing tenure and you qualify for 60% Pay-On-Time Rebate:

how loan works
normal period monthly instalment
normal period monthly instalment

Eligibility

  • Malaysian citizens aged between 21 and 60 years old
  • Minimum annual income of RM24,000
  • Minimum loan/financing amount is RM5,000
  • Maximum loan amount is RM250,000 (RM150,000 for Financing-i)
  • Facility tenure from 2 to 5 years

How to Apply

Visit your nearest branch today.

  • Terms & Conditions
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For enquiries, connect with us online or drop by your nearest Hong Leong Bank Branch.


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