Personal Loan/Financing-i | 01 July 2022-15 July 2022
Features and Benefits
*Interest/profit rate of 3.48% p.a. is applicable after 60% Pay-On-Time Rebate on flat interest/profit rate of 8.70% p.a. for applicants with verified monthly income of RM20,000 and above.
Exclusively for Personal Financing-i Customers
Interest/Profit Rate
Our rate is on a flat rate basis
Verified Monthly Income | Flat Interest/Profit Rate | Applicable Pay-On-Time Rebate | Rate after Pay-On-Time Rebate |
|---|---|---|---|
RM2,000 – RM7,999 | 8.70% p.a. | 30% | 6.09% p.a. |
RM8,000 – RM19,999 | 50% | 4.35% p.a. | |
RM20,000 and above | 60% | 3.48% p.a. |
(i) Effective interest/profit rate applicable to flat rate of 8.70% p.a. vary from 15.24% p.a. to 15.90% p.a. depending on loan/financing tenures from 2 to 5 years.
(ii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.
Enjoy up to 60% interest/profit rebate when you pay on time!
Assuming your verified monthly income is RM20,000, and the applicable interest/profit rate is 8.70% p.a., with a total approved facility amount of RM100,000 for 5 years financing tenure and you qualify for 60% Pay-On-Time Rebate:
- Malaysian citizens aged between 21 and 60 years old
- Minimum annual income of RM24,000
- Minimum loan/financing-i amount is RM5,000
- Maximum loan amount is RM250,000 (RM150,000 for Personal Financing-i)
- Facility tenure from 2 to 5 years
Visit your nearest branch today.
