Manage your outstanding credit card balances HLB HFY

Manage your outstanding credit card balances HLB HFY

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Debt Consolidation banner

Personal Loan | 01 August 2021-31 October 2021

Consolidate and pay off outstanding balances from 3.60% p.a.*

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Features and Benefits

Features and benefits

*Interest/profit rate of 3.60% p.a. is applicable after 60% Pay-On-Time Rebate on flat interest/profit rate of 9.00% p.a. for self-employed applicants with verified monthly income of RM5,000 and above.

Interest/Profit Rate and Instalments

Interest/Profit Rate

Our rate is based on a flat rate basis

Facility Amount

Verified Monthly Income

Flat Interest/Profit Rate

Pay-On-Time Rebate

Rate After Pay-On-Time Rebate

RM5,000 – RM250,000

(up to RM150,000 Personal Financing-i)

RM2,000 – RM4,999

9.00% p.a.

30%

6.30% p.a.

RM5,000 and above

50%

4.50% p.a.


Are you a self-employed applicant? Get better Pay-On-Time Rebate rates on your total interest/profit for your approved facility amount!

Verified Monthly Income

Flat Interest/Profit Rate

Applicable Pay-On-Time Rebate (for self-employed applicant)

Rate after Pay-On-Time Rebate (for self-employed applicant)

RM2,000 – RM4,999

9.00% p.a.

40%

5.40% p.a.

RM5,000 and above

60%

3.60% p.a.

(i) Effective interest/profit rate applicable to flat 9.00% p.a. vary from 15.71% p.a. to 16.43% p.a. depending on loan/financing tenures from 2 years to 5 years.

(ii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.

 

Enjoy up to 60% rebate on total interest/profit when you pay on time!

Assuming you are a self-employed applicant with a monthly verified income of RM5,000, and the applicable interest/profit rate is 9.00% p.a., with a total approved facility amount of RM100,000 for 5 years financing tenure and you qualify for 60% Pay-On-Time Rebate:

period
normal period montlhy instalment
rebate period montlhy instalment

Fees and Charges

Refer to the Fees and Charges applicable for Personal Loan here and Personal Financing-i here.

For more information, you may refer to our Product Disclosure Sheet available here for Personal Loan and here for Personal Financing-i.

Eligibility

  • Malaysian citizens aged between 21 and 60 years old
  • Minimum annual income of RM24,000
  • Minimum loan/financing-i amount is RM5,000
  • Maximum loan amount is RM250,000 (RM150,000 for Personal Financing-i)

How to Apply

Click I’m Interested and leave your contact details. We will contact you within 48 business hours.

  • Terms & Conditions
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For enquiries, connect with us online or drop by your nearest Hong Leong Bank Branch.


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