Personal Loan/Financing-i | 01 April 2023-30 June 2023
Features and Benefits
*Interest/profit rate of 3.60% p.a. is applicable for Existing-to-Bank applicants with verified monthly income of RM8,000 and above, who are eligible for 60% Pay-On-Time Rebate on flat interest/profit rate of 9.00% p.a.
Interest/Profit Rate
Our rate is on a flat rate basis
| Verified Monthly Income | Flat Interest/Profit Rate | Applicable Pay-On-Time Rebate | Rate after Pay-On-Time Rebate |
|---|---|---|---|
| RM8,000 and above | 9.00% p.a. | 60% | 3.60% p.a. |
(i) Effective interest/profit rate applicable to flat rate of 9.00% p.a. vary from 15.71% p.a. to 16.43% p.a. depending on loan/financing tenures from 2 to 5 years.
(ii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.
Enjoy up to 60% interest/profit rebate when you pay on time!
If you are an Existing-to-Bank customer with a verified monthly income of RM8,000 and above, the applicable interest/profit rate is 9.00% p.a. with a total approved facility amount of RM100,000 for a financing tenure of 5 years, and you are qualified for 60% Pay-On-Time Rebate is illustrated below:
Malaysian citizens aged between 21 to 60 years old
Minimum annual income of RM24,000
Minimum loan/financing amount is RM5,000
Maximum loan amount is RM250,000 for Personal Loan and maximum financing amount is RM150,000 for Personal Financing-i
Facility tenures from 2 to 5 years
Have either a valid and active individual HLB/HLISB Current Account/Current Account-i and/or Savings Account/Savings Account-i, a Fixed Deposit/Fixed Deposit-i Account or a HLB credit card
Visit HLB/HLISB nearest branch today.
