Personal Loan/Financing-i | HLB Connect | 16 July 2022-30 September 2022
Features & Benefits



*Applicable with verified monthly income of RM8,000 and above or for applications submitted through Connect Online Banking only.
Interest/Profit Rate for Online and Connect Online Banking Applications
Our rate is on a flat rate basis
Application Channel: Online (Bank’s Website)
Verified Monthly Income | Flat Interest/Profit Rate | Facility Tenure |
---|---|---|
RM2,000 – RM7,999 | 8.00% p.a. | 2 to 5 years |
RM8,000 and above | 6.00% p.a. |
Application Channel: Connect Online Banking
Verified Monthly Income | Flat Interest/Profit Rate | Facility Tenure |
---|---|---|
RM2,000 and above | 6.00% p.a. | 2 to 5 years |
Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 to 5 years:
(i) Flat interest/profit rate 6.00% p.a.: Effective interest/profit rates vary from 10.85% p.a. to 11.13% p.a.
(ii) Flat interest/profit rate 8.00% p.a.: Effective interest/profit rates vary from 14.13% p.a. to 14.68% p.a.
(iii) 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
Illustration of Instalments
Assuming you apply online via the Bank’s Website and your verified monthly income is RM8,000 (applicable interest/profit rate of 6.00% p.a.) with a total approved facility amount of RM100,000 with 5 years financing tenure:



*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.
- Malaysian citizens aged between 21 and 60 years old
- Minimum annual income of RM24,000
- Minimum loan/financing amount is RM5,000
- Maximum loan amount is RM250,000 and maximum financing amount for Financing-i is RM150,000.
- Exclusively for online applications and applications via Connect Online Banking only
- For applications via Connect Online Banking, applicant must hold at least one (1) valid and active individual Hong Leong Bank Current/Savings Account or Hong Leong Islamic Bank Current/Savings Account-i (joint and corporate accounts are not eligible)
You will be prompted to upload the following 5 documents for your online application. Prepare these documents before you start your online application.
Accepted formats: .jpeg, .jpg, .pdf or .png
Max file size: 5MB per document
For Salaried Applicants (Fixed or Variable Income)
1. NRIC front
2. NRIC back
3. Latest EPF statement showing 12 months contribution OR latest 2 years Form BE with tax receipt proof/latest 2 years LHDN summary sheet for E-Filing submission OR
4. Latest 3 months salary slips OR 6 months commission slips with salary or commission crediting.
5. Optional documents (e.g., rental income, proof of bonuses paid, cash investments - FD or Mutual Funds, etc.)
Note:
Malaysians working in SG
Please submit your latest CPF statement (Malaysians working in SG) showing 12 months contribution OR latest 2 years NOA Form + 3 months salary crediting proof. Malaysians working in SG must also attach a copy of work permit/pass/PR proof.
For Self-Employed Applicants
1. NRIC front
2. NRIC back
3. Business Registration Document (SSM or Form 9,24,49/Practicing License for Professionals + Practicing cert/Latest 2 years Business License Renewal Proof for Sabah/Sarawak)
4. Latest 1 year Form B with tax receipt OR latest 6 months company bank statements Or latest 2 years EPF statement 21/22 (Sdn Bhd only)
5. Optional documents (e.g., latest 6 months salary slips/6 months commission slips with crediting proof, rental income, etc.)