Personal Loan/Financing-i | 01 July 2023-30 September 2023
*Interest/profit rate of 3.60% p.a. is applicable for self-employed customers with verified monthly income of RM8,000 and above, who are eligible for 60% Pay-On-Time Rebate on flat interest/profit rate of 9.00% p.a.
If you have an existing Personal Loan/Financing-i from another bank with higher interest/profit rates, switch over & enjoy this exclusive rate
Our rate is on a flat rate basis
| Verified Monthly Income | Flat Interest/ Profit Rate |
Applicable Pay-On-Time Rebate | Rate after Pay-On-Time Rebate |
|---|---|---|---|
| All Customers | All Customers | ||
| RM2,000 – RM7,999 | 9.00% p.a. | 30% | 6.30% p.a. |
| RM8,000 and above | 60% | 3.60% p.a. |
(i)Effective interest/profit rate applicable to flat rate of 9.00% p.a. vary from 15.71% p.a. to 16.43% p.a. depending on loan/financing tenures from 2 to 5 years.
(ii)0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.
Enjoy up to 60% interest/profit rebate when you pay on time!
For example, you are a self-employed customer with verified monthly income of RM8,000 and above. The applicable interest/profit rate is 9.00% p.a. and your total approved facility amount is RM100,000 for a financing tenure of 5 years. You also qualify for 60% Pay-On-Time Rebate. The above example is illustrated below:
Eligibility
● Malaysian citizens aged between 21 to 60 years old
● Minimum annual income of RM24,000
● Minimum loan/financing amount is RM5,000
● Must be a self-employed individual
● Maximum loan amount is RM250,000 for Personal Loan and maximum financing amount is RM150,000 for Personal Financing-i
● Facility tenures from 2 to 5 years
Visit HLB/HLISB nearest branch today or click “INTERESTED TO KNOW MORE?” above and we will contact you.
