*Refers to rate after Pay on Time rebate. The Pay-on-Time rebate varies depending approved facility amount. Kindly refer to below for more information.
**For Personal Financing-i applications, only existing HLB credit cardholders at the time of participation in this Campaign will be eligible to receive the cashback. Terms and conditions apply.
Effective Interest/Profit Rate applicable to flat 8.00% p.a. vary from 14.13% p.a. to 14.68% p.a. depending on loan/financing tenures of 2 – 5 years.