Personal Loan/Financing-i | 01 January 2025-31 March 2025
*Interest/profit rate of 4.725% p.a. is applicable for customers with a verified monthly income of RM8,000 and above, who are eligible for 55% Pay-On-Time Rebate on a flat interest/profit rate of 10.50% p.a.
Our rate is on a flat rate basis
Verified Monthly Income |
Flat Interest/Profit Rate |
Applicable Pay-On-Time Rebate |
Rate after Pay-On-Time Rebate |
|---|---|---|---|
RM2,000 – RM7,999 |
10.50% p.a. |
20% |
8.40% p.a. |
RM8,000 and above |
55% |
4.725% p.a. |
(i) Effective interest/profit rate applicable to flat rate of 10.50% p.a. varies from 18.04% p.a. to 19.02% p.a. depending on loan/financing tenures from 2 to 5 years.
(ii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.
Enjoy up to 55% interest/profit rebate when you pay on time!
For example, you are a customer with verified monthly income of RM8,000 and above. The applicable interest/profit rate is 10.50% p.a. and your total approved facility amount is RM100,000 for a financing tenure of 5 years. You also qualify for 55% Pay-On-Time Rebate. The above example is illustrated below:
Malaysian citizens aged between 21 to 60 years old
Employed or self-employed with a minimum annual income of RM24,000
Minimum loan/financing-i amount is RM5,000
Maximum loan amount is RM250,000 for Personal Loan and maximum financing amount is RM150,000 for Personal Financing-i
Click I’m Interested and leave your contact details. We will contact you within 48 business hours.
*Terms and conditions apply.